Tips for Saving Big on Your Summer Vacation

The ocean is calling – and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. Let's face it, vacations can be expensive, but with some smart planning, you can avoid going into debt and enjoy your trip stress-free.

These vacation saving tips will help you plan the perfect getaway while staying well within your budget.

1. Start with your budget

Perhaps the most important part of planning a vacation that doesn’t break the bank is having a realistic budget in place. This is a multi-faceted and complex topic, which is why Ascend has written a blog detailing the steps you can take to make a vacation budget you can keep. Once you’re finished here, be sure to check it out!

2. Timing is everything

Be a savvy shopper. There is an ideal window for buying everything, and booking airline flights is no exception. Flight prices generally fluctuate until departure day, but experts say the sweet spot is 54 days before your travel date.

3. Never pay full price

You can score a deluxe vacation without the deluxe price tag — all it takes is a little research. Check discount sites for amazing deals and coupons for local eateries and entertainment centers.

4. Freebie fun

Challenge yourself to enjoy one day of your vacation without spending any money at all. You might find a charming family farm, a gorgeous waterway, a fun splash pad for the kids or a scenic hiking trail.

5. Save on meal costs

Many hotels include a continental breakfast — take full advantage. For lunch, you can picnic on sandwiches. Dinner can be something effortless and delicious that you brought from home or pick up at a local supermarket.

With some effort and determination, you can have the summer vacation of your dreams without breaking the bank. Plus, by utilizing the Ascend mobile banking app, you can keep track of your spending, set travel notices and manage your finances on-the-go.