A Not-for-Profit Credit Union | Ascend Federal Credit Union

Young girl running through new house

Dream home, meet dream home loan.

Ascend debit card on table

Checking that earns 3.56% APY or cash back.

Man using his credit card online

Protect yourself from fraud, stay fraud aware.

Ascend mobile app on tablet

Becoming a member is easy.

Open An Account

Young adult driving a new car

Let's put you in the driver's seat with an auto loan.

	Interest Earning	Rewards	Free
Earn 3.56% APY¹ on balances up to $15,000	✔
Cash back on qualifying debit card purchases²⁴		✔
Easily waive monthly fees in multiple ways	✔	✔
Telehealth Service, Phone Protection, and more	✔	✔
Overdraft protection included	✔	✔	✔

The right checking account is foundational to your financial well-being. Choose an Ascend checking account that best fits your lifestyle and financial goals.

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Youth Month 2025

Open an Ascend Youth Account, Get $100

April is Youth Month at Ascend! We’ll make the first $100 deposit on all new Ascend Youth Accounts opened this month... More Details

Financial Guidance April 2025

Personalized Financial Guidance for Your Goals

Get expert advice tailored to your needs. Our Certified Counselors are here to help you plan, save, and succeed... Schedule an Appointment

Certificates

Rates as high as

4.08%

APY¹

Checking

Interest earning

3.56%

APY¹

Mortgage

5/5 ARM as low as

5.62%

APR

Auto Loan

60-Months as low as

5.49%

APR

View all of our current rates

Ascend amphitheater in Nashville

Our members get exclusive early access to events at Ascend Amphitheater.

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Ascend mobile app on phone or tablet

Secure digital banking with our mobile app.