Christmas Club accounts make saving easy.
Our Christmas Club is a great way to save for holiday gifts, vacations, a new car, or whatever goal you have in mind.
No Minimum Opening Deposit
Automate your saving with scheduled transfers or save at your own pace.
| Account | Dividend Rate | APY |
|---|---|---|
| Christmas Club | .20% | .20% |
Rates effective December 1, 2022.
Legal Disclosures and Additional Information
The Christmas Club account is a variable-rate account, and the rates may change. Annual Percentage Yield (APY) stated is accurate as of December 1, 2022. Fees and other conditions could reduce earnings. For more information regarding fees, please refer to the Rate and Fee Addendum.
- Why is it called a Christmas Club account?
Sometimes referred to as a Holiday Club account at other financial institutions, an Ascend Christmas Club account is simply a place to save funds throughout the year for Christmas gifts. However, you can use a Christmas Club account to save for whatever you want, and the funds are accessible at any time without penalties.
- Is a Christmas Club account right for me?
Our Christmas Club account is a great "set-it-and-forget-it" savings option for all types of goals – from gifts to vacations. Simply set up direct deposit or automatic transfer of an amount each week or month, and resist the urge to access the account as your savings grows.
- Can I access funds in my Christmas Club account before the end of the year?
Yes. You can access funds in your Christmas Club account at any time, for any reason, without penalties.
Don't see the question you're looking for?
There are three ways to open an Ascend Christmas Club account.