Current Rates & Terms

As a local, member-owned credit union, we share our profits with our members in the form of great interest rates on loans and deposits.

Savings Account Rates

AccountDividend RateAPY
Savings.20%.20%

Business Savings Rates

AccountDividend RateAPY
Business Savings0.20%0.20%

Checking Account Rates

AccountDividend RateAPY
Legacy Checking.00%.00%
Preferred Checking.20%.20%

Business Checking Rates

AccountDividend RateAPY
Business Free Checking0.0%0.0%
Business Basic Checking0.20%0.20%

Christmas Club Rates

AccountDividend RateAPY
Christmas Club.20%.20%

Youth Account Rates

AccountDividend RateAPY
Savings Account.20%.20%
Legacy Checking.00%.00%
Preferred Checking.20%.20%

Certificates Rates

Regular, Business and / or IRA Share Certificate

TermMinimum DepositDividend RateAPY
6 Months$5004.90%5.01%
12 Months$5004.90%5.01%
18 Months$1,0004.00%4.08%
24 Months$1,0003.40%3.45%
36 Months$1,0003.25%3.30%
48 Months$1,0003.30%3.35%
60 Months$1,0003.35%3.40%
Jumbo 6 Months$100,0005.00%5.12%
Jumbo 12 Months$100,0005.00%5.12%
Jumbo 24 Months$100,0003.50%3.56%

IRA Accumulation Share Certificate

TermMinimum DepositDividend RateAPY
12 Month IRA Variable$54.30%4.39%

Member's Advantage Share Certificate

TermMinimum DepositDividend RateAPY
15 Months$1,0004.90%5.01%
54 Months$1,0003.30%3.35%

Money Market Rates

BalanceDividend RateAPY
Under $2,5000.20%0.20%
$2,500 - $9,999.990.55%0.55%
$10,000 - $99,999.991.10%1.11%
$100,000 - $249,999.991.10%1.11%
$250,000 - $499,999.991.10%1.11%
$500,000 - $999,999.991.10%1.11%
$1,000,000 - $2,499,999.991.10%1.11%
$2,500,000 - $4,999,999.991.10%1.11%
$5,000,000 AND OVER3.95%4.02%

Business Money Market Rates

BalanceDividend RateAPY
Under $25000.20%0.20%
$2,500 - $9,999.990.55%0.55%
$10,000 - $99,999.991.10%1.11%
$100,000 - $249,999.991.10%1.11%
$250,000 - $499,999.991.10%1.11%
$500,000 - $999,999.991.10%1.11%
$1,000,000.00 - $2,499,999.991.10%1.11%
$2,500,000.00 - $4,999,999.991.10%1.11%
$5,000,000.00 AND OVER5.25%5.38%

Health Savings Account Rates

BalanceDividend RateAPY
Under $1,000.20%.20%
$1,000 - $2,499.20%.20%
$2,500 - $9,999.55%.55%
$10,000 - $99,999.991.10%1.11%
$100,000 - 249,999.991.10%1.11%

Credit Card Rates

CardAPR
Visa Platinum Rewards9.50% - 18.00%
Visa Platinum9.50% - 18.00%
Student Visa9.90%
Visa Secured Platinum15.90%

Auto Loan Rates

New Vehicle

TermMinimum Loan ValueAPR
Up To 60 MonthsNo Minimum6.34% - 17.99%
61 - 75 Months$15,0006.84% - 18.00%
76 - 84 Months$25,0007.70% - 9.35%

Used Vehicle

TermMinimum Loan ValueAPR
Up To 60 MonthsNo Minimum6.84% - 18.00%
61 - 75 Months$15,0007.34% - 18.00%
76 - 84 Months$25,0007.95% - 9.60%

Recreational Loan Rates

NEW

TERMMINIMUM LOAN VALUEAPR
UP TO 60 MONTHSNO MINIMUM6.74% - 18.00%
61 - 84 MONTHS$20,0006.84% - 18.00%
85 - 120 MONTHS$60,0006.94% - 12.65%
121 - 144 MONTHS$75,0007.04% - 12.75%

USED

TERMMINIMUM LOAN VALUEAPR
UP TO 60 MONTHSNO MINIMUM7.24% - 18.00%
61 - 84 MONTHS$20,0007.34% - 18.00%
85 - 120 MONTHS$60,0007.44% - 13.15%
121 - 144 Months$75,0007.54% - 13.25%

Mortgage Rates

ProgramRATEAPRPOINTS
30 Year Fixed6.750%6.815%0.00
20 Year Fixed6.500%6.585%0.00
15 Year Fixed6.250%6.355%0.00
VA 30 Year Fixed Rate7.125%7.347%0.000
FHA 30 Year Fixed Rate7.125%8.128%0.000
5/5 ARM 30 Year5.875%5.644%0.00
7/1 ARM 30 Year6.125%7.140%0.00
10/1 ARM 30 Year6.375%7.142%0.00
5/1 Vacant Land8.375%10.071%0.00
5/5 ARM First Time Homebuyer6.625%6.692%0.00

Home Equity Loan Rates

TermAPR
36 Months6.625% - 7.625%
60 Months7.125% - 8.125%
84 Months7.625% - 8.625%
120 Months8.125% - 9.125%

Home Equity Line of Credit Rates

LoanAPR
Home Equity Line of Credit8.250% - 10.250% Variable

Personal Loan Rates

LoanAPR
Personal Loan13.85% - 18.00%

Personal Line of Credit Rates

LoanAPR
Personal Line of Credit13.85% - 18.00%