Current Rates and Terms

As a member-owned credit union, we share our profits with our members in the form of great interest rates on loans and deposits. Filter by product to compare current rates.

Checking Account Rates

AccountAPYDividend Rate
Legacy Checking.00%.00%
Preferred Checking.10%.10%

Mortgage Rates

ProgramRATEAPRPOINTS
30 Year Fixed3.750%3.860%0.00
VA 30 Year Fixed Rate3.375%3.636%0.00
20 Year Fixed3.500%3.652%0.00
15 Year Fixed3.250%3.445%0.00
5/5 ARM 30 Year3.125%3.861%0.00
7/1 ARM 30 Year3.375%4.863%0.00
10/1 ARM 30 Year3.500%4.828%0.00
5/1 Vacant Land5.500%5.671%0.00
5/5 ARM First Time Homebuyer4.125%4.854%0.00

Auto Loan Rates

New Vehicle

TermMinimum Loan ValueAPR
Up To 60 MonthsNo Minimum3.45% - 13.75%
61 - 72 Months$20,0003.65% - 13.89%
73 - 84 Months$30,0004.25% - 7.63%

Used Vehicle

TermMinimum Loan ValueAPR
Up To 60 MonthsNo Minimum3.45% - 13.75%
61 - 72 Months$20,0003.65% - 13.89%
73 - 84 Months$30,0004.25% - 7.63%

Savings Account Rates

AccountAPYDividend
Savings.30%.30%

Home Equity Loan Rates

TermAPR
36 Months3.875% - 4.875%
60 Months4.375% - 5.375%
84 Months4.625% - 5.625%
120 Months5.125% - 6.125%

Home Equity Line of Credit Rates

LoanAPR
Home Equity Line of Credit4.75% - 6.75% Variable

Signature Loan Rates

LoanAPR
Signature Loan10.35% - 18.00%

Signature Line of Credit Rates

LoanAPR
Signature Line of Credit10.35% - 18.00%

Money Market Rates

BalanceAPYDividend Rate
Under $2,500.30%.30%
$2,500 - $9,999.99.85%.85%
$10,000 - $99,999.991.11%1.10%
$100,000 - $249,999.991.16%1.15%
$250,000 - $499,999.991.26%1.25%
$500,000 and Over1.41%1.40%

Certificates Rates

Regular and/or IRA Share Certificate

TermMinimum DepositAPY
6 Months$5001.66%
12 Months$5002.02%
18 Months$1,0002.07%
24 Months$1,0002.07%
36 Months$1,0002.12%
48 Months$1,0002.17%
60 Months$1,0002.22%
Jumbo 6 Months$100,000Negotiable
Jumbo 12 Months$100,000Negotiable

IRA Accumulation Share Certificate

TermMinimum DepositAPY
12 Month IRA Variable$51.06%

Member's Advantage Share Certificate

TermMinimum DepositAPY
15 Months$1,0002.02%

Credit Card Rates

CardAPR
Visa Platinum Rewards9.50% - 18.00%
Visa Platinum 9.50% - 18.00%
Student Visa9.90%

Recreational Loan Rates

New Vehicle

TERMMINIMUM LOAN VALUEAPR
UP TO 36 MONTHSNO MINIMUM5.49% - 14.89%
37 - 60 MONTHSNO MINIMUM6.25% - 15.65%
61 - 72 Months$15,0006.50% - 15.90%
73 - 84 Months$20,0006.50% - 15.90%

USED VEHICLE

TERMMINIMUM LOAN VALUEAPR
UP TO 36 MONTHSNO MINIMUM5.99% - 15.39%
37 - 60 MONTHSNO MINIMUM6.75% - 16.15%
61 - 72 Months$15,0007.00% - 16.40%
73 - 84 Months$20,0007.00% - 16.40%

Youth Account Rates

ACCOUNTAPYDIVIDEND RATE
Savings Account.30%.30%
Legacy Checking.00%.00%
Preferred Checking.10%.10%

Christmas Club Rates

AccountAPYDividend Rate
Christmas Club.30%.30%

Health Savings Account Rates

BalanceAPYDividend Rate
Under $1,000.00%.00%
$1,000 - $4,999.30%.30%
$5,000 - $99991.05%1.05%
$10,000 - $24,9991.31%1.30%
$25,000 and Over1.81%1.80%

Business Money Market Rates

BalanceAPYDividend Rate
Under $2500.30%.30%
$2,500 - $9,999.99.85%.85%
$10,000 - $99,999.991.11%1.10%
$100,000 - $249,999.991.16%1.15%
$250,000 - $499,999.991.26%1.25%
$500,000 AND OVER1.41%1.40%

Business Certificates Rates

Regular Share Certificate

TermMinimum DepositAPY
12 Months$5,0002.12%
24 Months$5,0002.17%
60 Months$5,0002.32%
Jumbo 12 Months$100,0002.17%
Jumbo 24 Months$100,0002.22%
Jumbo 60 Months$100,0002.38%

Business Savings Rates

AccountAPYDividend
Business Savings0.30%0.30%

Business Checking Rates

AccountAPYDividend
Business Free Checking0.0%0.0%
Business Basic Checking0.10%0.10%