Current Rates and Terms

As a member-owned credit union, we share our profits with our members in the form of great interest rates on loans and deposits. Filter by product to compare current rates.

Checking Account Rates

AccountAPYDividend Rate
Legacy Checking.00%.00%
Preferred Checking.10%.10%

Mortgage Rates

ProgramRATEAPRPOINTS
30 Year Fixed2.990%3.094%0.00
VA 30 Year Fixed Rate2.375%2.613%0.00
VA 15 Year Fixed Rate2.375%2.564%0.00
20 Year Fixed2.500%2.644%0.00
15 Year Fixed2.250%2.437%0.00
5/5 ARM 30 Year2.250%2.310%0.00
7/1 ARM 30 Year2.500%2.986%0.00
10/1 ARM 30 Year2.625%3.101%0.00
5/1 Vacant Land5.500%5.671%0.00
5/5 ARM First Time Homebuyer3.500%3.314%0.00

Auto Loan Rates

New Vehicle

TermMinimum Loan ValueAPR
Up To 60 MonthsNo Minimum2.39% - 13.75%
61 - 75 Months$15,0002.89% - 14.25%
76 - 84 Months$25,0003.75% - 4.35%

Used Vehicle

TermMinimum Loan ValueAPR
Up To 60 MonthsNo Minimum3.14% - 15.35%
61 - 75 Months$15,0003.64% - 15.85%
76 - 84 Months$25,0004.25% - 5.35%

Savings Account Rates

AccountAPYDividend
Savings.10%.10%

Home Equity Loan Rates

TermAPR
36 Months3.250% - 4.250%
60 Months3.750% - 4.750%
84 Months4.250% - 5.250%
120 Months4.500% - 5.500%

Home Equity Line of Credit Rates

LoanAPR
Home Equity Line of Credit3.25% - 5.25% Variable

Signature Loan Rates

LoanAPR
Signature Loan8.85% - 18.00%

Signature Line of Credit Rates

LoanAPR
Signature Line of Credit8.85% - 18.00%

Money Market Rates

BalanceAPYDividend Rate
Under $2,5000.10%0.10%
$2,500 - $9,999.990.10%0.10%
$10,000 - $99,999.990.15%0.15%
$100,000 - $249,999.990.25%0.25%
$250,000 - $499,999.990.35%0.35%
$500,000 and Over0.40%0.40%

Certificates Rates

Regular and/or IRA Share Certificate

TermMinimum DepositAPY
6 Months$5000.40%
12 Months$5000.50%
18 Months$1,0000.55%
24 Months$1,0000.60%
36 Months$1,0000.70%
48 Months$1,0000.75%
60 Months$1,0000.80%
Jumbo 6 Months$100,000Negotiable
Jumbo 12 Months$100,000Negotiable

IRA Accumulation Share Certificate

TermMinimum DepositAPY
12 Month IRA Variable$50.50%

Member's Advantage Share Certificate

TermMinimum DepositAPY
15 Months$1,0000.50%

Credit Card Rates

CardAPR
Visa Platinum Rewards9.50% - 18.00%
Visa Platinum9.50% - 18.00%
Student Visa9.90%
Visa Secured Platinum15.90%

Recreational Loan Rates

NEW

TERMMINIMUM LOAN VALUEAPR
UP TO 60 MONTHSNO MINIMUM3.99% - 15.75%
61 - 84 MONTHS$20,0004.09% - 15.85%
85 - 120 MONTHS$60,0004.19% - 9.90%
121 - 144 MONTHS$75,0004.29% - 10.00%

USED

TERMMINIMUM LOAN VALUEAPR
UP TO 60 MONTHSNO MINIMUM4.49% - 16.25%
61 - 84 MONTHS$20,0004.59% - 16.35%
85 - 120 MONTHS$60,0004.69% - 10.40%
121 - 144 Months$75,0004.79% - 10.50%

Youth Account Rates

ACCOUNTAPYDIVIDEND RATE
Savings Account.10%.10%
Legacy Checking.00%.00%
Preferred Checking.10%.10%

Christmas Club Rates

AccountAPYDividend Rate
Christmas Club.10%.10%

Health Savings Account Rates

BalanceAPYDividend Rate
Under $1,000.00%.00%
$1,000 - $2,499.10%.10%
$2,500 - $9,999.10%.10%
$10,000 - $99,999.99.15%.15%
$100,000 - 249,999.99.25%.25%

Business Money Market Rates

BalanceAPYDividend Rate
Under $25000.10%0.10%
$2,500 - $9,999.990.10%0.10%
$10,000 - $99,999.990.15%0.15%
$100,000 - $249,999.990.25%0.25%
$250,000 - $499,999.990.35%0.35%
$500,000 AND OVER0.40%0.40%

Business Certificates Rates

Regular Share Certificate

TermMinimum DepositAPY
12 Months$5,0000.55%
24 Months$5,0000.65%
60 Months$5,0000.85%
Jumbo 12 Months$100,0000.60%
Jumbo 24 Months$100,0000.70%
Jumbo 60 Months$100,0000.90%

Business Savings Rates

AccountAPYDividend
Business Savings0.10%0.10%

Business Checking Rates

AccountAPYDividend
Business Free Checking0.0%0.0%
Business Basic Checking0.10%0.10%