Current Rates and Terms

As a member-owned credit union, we share our profits with our members in the form of great interest rates on loans and deposits. Filter by product to compare current rates.

Checking Account Rates

AccountAPYDividend Rate
Legacy Checking.00%.00%
Preferred Checking.10%.10%

Mortgage Rates

ProgramRATEAPRPOINTS
30 Year Fixed6.375%6.438%0.00
20 Year Fixed6.125%6.209%0.00
15 Year Fixed5.875%5.979%0.00
VA 30 Year Fixed Rate6.625%6.832%0.000
FHA 30 Year Fixed Rate6.625%7.693%0.000
5/5 ARM 30 Year5.250%5.400%0.00
7/1 ARM 30 Year5.500%6.367%0.00
10/1 ARM 30 Year5.750%6.424%0.00
5/1 Vacant Land7.875%8.737%0.00
5/5 ARM First Time Homebuyer6.000%6.217%0.00

Auto Loan Rates

New Vehicle

TermMinimum Loan ValueAPR
Up To 60 MonthsNo Minimum 754.59% - 15.99%
61 - 75 Months$15,0005.09% - 16.49%
76 - 84 Months$25,0005.95% - 7.35%

Used Vehicle

TermMinimum Loan ValueAPR
Up To 60 MonthsNo Minimum5.09% - 17.34%
61 - 75 Months$15,0005.59% - 17.84%
76 - 84 Months$25,0006.20% - 7.60%

Savings Account Rates

AccountAPYDividend
Savings.10%.10%

Home Equity Loan Rates

TermAPR
36 Months6.000% - 7.000%
60 Months6.500% - 7.500%
84 Months7.000% - 8.000%
120 Months7.500% - 8.500%

Home Equity Line of Credit Rates

LoanAPR
Home Equity Line of Credit6.250% - 8.250% Variable

Personal Loan Rates

LoanAPR
Personal Loan11.85% - 18.00%

Personal Line of Credit Rates

LoanAPR
Personal Line of Credit11.85% - 18.00%

Money Market Rates

BalanceAPYDividend Rate
Under $2,5000.10%0.10%
$2,500 - $9,999.990.55%0.55%
$10,000 - $99,999.990.60%0.60%
$100,000 - $249,999.990.70%0.70%
$250,000 - $499,999.990.80%0.80%
$500,000 - $999,999.990.85%0.85%
$1,000,000 - $2,499,999.990.90%0.90%
$2,500,000 - $4,999,999.990.90%0.90%
$5,000,000 AND OVER3.04%3.00%

Certificates Rates

Regular and/or IRA Share Certificate

TermMinimum DepositAPY
6 Months$5002.53%
12 Months$5002.94%
18 Months$1,0003.14%
24 Months$1,0003.25%
36 Months$1,0003.40%
48 Months$1,0003.56%
60 Months$1,0003.66%
Jumbo 6 Months$100,0002.58%
Jumbo 12 Months$100,0002.99%
Jumbo 6 Months$500,000Negotiable
Jumbo 12 Months$500,000Negotiable

IRA Accumulation Share Certificate

TermMinimum DepositAPY
12 Month IRA Variable$52.94%

Member's Advantage Share Certificate

TermMinimum DepositAPY
15 Months$1,0002.94%
54 Months$1,0003.56%

Credit Card Rates

CardAPR
VISA® Platinum Rewards9.50% - 18.00%
VISA® Platinum9.50% - 18.00%
Student VISA®9.90%
VISA® Secured Platinum15.90%

Recreational Loan Rates

NEW

TERMMINIMUM LOAN VALUEAPR
UP TO 60 MONTHSNO MINIMUM5.24% - 17.00%
61 - 84 MONTHS$20,0005.34% - 17.10%
85 - 120 MONTHS$60,0005.44% - 11.15%
121 - 144 MONTHS$75,0005.54% - 11.25%

USED

TERMMINIMUM LOAN VALUEAPR
UP TO 60 MONTHSNO MINIMUM5.74% - 17.50%
61 - 84 MONTHS$20,0005.84% - 17.60%
85 - 120 MONTHS$60,0005.94% - 11.65%
121 - 144 Months$75,0006.04% - 11.75%

Youth Account Rates

ACCOUNTAPYDIVIDEND RATE
Savings Account.10%.10%
Legacy Checking.00%.00%
Preferred Checking.10%.10%

Christmas Club Rates

AccountAPYDividend Rate
Christmas Club.10%.10%

Health Savings Account Rates

BalanceAPYDividend Rate
Under $1,000.10%.10%
$1,000 - $2,499.10%.10%
$2,500 - $9,999.55%.55%
$10,000 - $99,999.99.60%.60%
$100,000 - 249,999.99.70%.70%

Business Money Market Rates

BalanceAPYDividend Rate
Under $25000.10%0.10%
$2,500 - $9,999.990.55%0.55%
$10,000 - $99,999.990.60%0.60%
$100,000 - $249,999.990.70%0.70%
$250,000 - $499,999.990.80%0.80%
$500,000 - $999,999.990.85%0.85%
$1,000,000.00 - $2,499,999.990.90%0.90%
$2,500,000.00 - $4,999,999.990.90%0.90%
$5,000,000.00 AND OVER3.04%3.00%

Business Certificates Rates

Regular Share Certificate

TermMinimum DepositAPY
12 Months$5,0002.94%
24 Months$5,0003.25%
60 Months$5,0003.66%
Jumbo 12 Months$100,0002.99%
Jumbo 24 Months$100,0003.30%
Jumbo 60 Months$100,0003.71%

Business Savings Rates

AccountAPYDividend
Business Savings0.10%0.10%

Business Checking Rates

AccountAPYDividend
Business Free Checking0.0%0.0%
Business Basic Checking0.10%0.10%