Rebuild Your Summer Savings with a Certificate Account

Accounts | 08/04/26
A woman looks off in the distance smiling with a phone in her hand.

Open a certificate today and get your savings back on track with a guaranteed return. 
 

Summer is a season filled with vacations, holiday celebrations, family outings, and back-to-school shopping. But all that seasonal spending can leave your savings account looking thinner than you’d like. If you’re ready to replenish what you spent and get back on track this fall, anAscend Certificate account can help.  

 

A certificate account is ideal when you have a specific savings goal and want to keep those funds set aside while earning a guaranteed return. Instead of leaving extra cash in an account that's easy to access and spend, you can lock in your savings for a set term and watch it grow, often with a higher dividend rate than that of a basic savings or checking account.   

 

For example, if you're already thinking ahead to next year's vacation, holiday expenses, or a major purchase, a certificate account can help you save with purpose while earning more on your money.  

 

Certificate accounts also provide structure and help reinforce healthy habits. When your money is set aside for a selected term, you’re less likely to dip into your savings for everyday expenses. That can make it easier to stay committed to your financial goals and build momentum.  

 

Summer may have shifted your finances, but it doesn’t define them. With a simple, steady approach, you can reset, rebuild, and move forward with confidence. 

 

Open a certificate today and get your savings back on track with a guaranteed return. 
 
 
Federally insured by NCUA. Share certificate account rates are subject to change weekly. Withdrawing funds from your certificate before maturity may incur an early withdrawal penalty and may reduce your earnings. A minimum deposit or other conditions may apply. 

Suggested Stories