Explore our dividend-earning accounts or speak with a Financial Services Officer for guidance.

Being a member of Ascend Federal Credit Union means more than just having a bank account or loan. When you join Ascend, you get a financial partner through all of life’s stages. We strive to reward our members, and one of the most tangible ways we do that is through dividends.

What are dividends?
Dividends are earnings that Ascend pays back to members based on the deposits they hold with us. Unlike traditional banks, where profits go to the shareholders, credit unions return profits to their members. That means your money doesn’t just sit in an account; it works for you.

Why does Ascend pay dividends?
Because Ascend is not-for-profit, we prioritize the financial wellbeing of our members. One of the many ways we share value with our members is through dividends, which are distributed in many ways throughout the year.

Which accounts earn dividends?
Several Ascend accounts reward our members with dividends, including:

High-Yield Checking: Earn dividends on your monthly balance, which puts more money back in your pocket.

Money Market Accounts: Enjoy higher dividend rates than a traditional savings account with the flexibility to withdraw funds when needed.

Certificate Accounts: Lock in your rate for a set term and earn a competitive dividend rate with guaranteed returns.

No matter what account you choose, dividends are a tangible way Ascend helps you build your wealth and become a more effective financial steward over time.

Explore our dividend-earning accounts or speak with a Financial Services Officer for guidance.



Ascend is federally insured by NCUA.