Give the gift of growth this graduation season. Explore options and open an account at ascend.org/consumer-accounts​

Graduation is a milestone that sets the tone for what comes next. As your graduate steps into a new phase of life, the most meaningful gift you can give isn’tjust something they’ll use today, but everyday hereafter.​

A deposit account offers exactly that: a confident financial start.​

At Ascend Federal Credit Union, we offer account options designed to meet your graduate’s needs, whether they’re entering the workforce, continuing their education, or navigating other life transitions.​

A High-Yield Checking account is a great first step towards financial independence. It gives graduates a secure place to manage everyday expenses, pay bills, and access funds easily, all while earning up to 3.04% APY* on their balance.​

For those looking to encourage long-term habits, a certificate account provides guaranteed returns for a set amount of time. They help graduates learn the value of consistent saving habits and planning ahead.​

Finally, our new High-Yield Money Market account  offers a great way to store an emergency fund or other short-term savings. It keeps your money easy to access while earning 3.14% APY* ​

No matter where your graduate is headed, the right account can help them build momentum. It’s more than a financial tool. It’s a foundation for confidence, independence, and long-term success.​

Give the gift of growth this graduation season. Explore options and open an account at ascend.org/consumer-accounts​
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*Annual Percentage Yield​

High-Yield Checking rates effective as of November 1, 2025​
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High-Yield Money Market rates effective as of April 1, 2026​