Can I withdraw from my certificate early without penalty?

For all Share Certificate and IRA Share Certificate accounts, we may impose a penalty if you withdraw any of the principal before the maturity date. However, you may withdraw from a Home Purchase Share Certificate before maturity without penalty if the withdrawal is being made in conjunction with the purchase of a home. Please see "Rate Schedule and Truth in Savings: Certificate Accounts" on our Disclosures and Notices page for more details.