Managing your finances can feel overwhelming, but with the right tools, you can take control of your spending, reduce stress, and even get some extra perks along the way. At Ascend, our Interest Earning and Rewards Checking accounts* are designed to help you make the most of your money while staying on top of your budget.

Track Your Spending and Stay Financially Healthy

Avoiding financial stress starts with understanding where your money goes. Both our Interest-Earning and Rewards Checking accounts are equipped with budgeting tools to help you monitor your spending habits. Here are a few practical tips to get started:

Review your spending analysis and forecast: Our digital banking platform provides you with the data you need to make informed decisions about your finances.

Review transactions regularly: Log in to your digital banking account to check for any discrepancies or areas where you may be overspending.

Use account alerts: Set up notifications for low balances or large transactions to stay informed and avoid overdrafts.

Benefits of Direct Deposit

Direct deposit is more than just convenient—it’s a powerful tool for simplifying your finances. Here’s how it can help you:

Streamline payday: Direct deposit eliminates the wait for paper checks to clear, so your funds are available immediately.

Automate your savings: In digital banking, you can set up a portion of your paycheck to go directly into a savings account, helping you grow your emergency fund effortlessly. You can spend what’s leftover guilt-free.

Reduce stress: Gain peace of mind by knowing exactly when your paycheck will hit your account.

Earn While You Spend

With our Interest Earning Checking account, you can earn higher dividends on balances up to $15,000. That means your everyday spending helps your money grow. If you prefer rewards, our Rewards Checking account offers cash back for debit card purchases, putting money back in your pocket every time you swipe.

Protect Your Finances with Ascend

Both checking accounts include access to additional Ascend benefits, providing you with added peace of mind. From identity theft recovery services to travel discounts, Ascend gives you practical tools to safeguard your finances while enjoying exclusive perks.

Take Control of Your Financial Future

Whether you’re just starting to budget or looking for ways to maximize your earnings, our checking accounts are here to help. With features like budgeting tools, direct deposit, and cashback or rewards, you can simplify your finances and achieve your goals.

Visit your local Ascend branch or schedule an appointment today to learn more about our Interest Earning and Rewards Checking accounts. Managing your money has never been so easy—or rewarding.

*Certain conditions apply.