Building a strong financial future begins with saving. At Ascend, we understand the importance of providing you with tools and strategies to help you achieve your savings goals. From versatile savings accounts to high-yield share certificates, Ascend has the products and resources you need to make saving easier and more rewarding.

Set Your Savings Goals

The first step to successful saving is defining your goals. Are you building an emergency fund, saving for a vacation, or preparing for a major life event? Once you know your goal, our resources can help you get there:

Budgeting worksheets: Use our customizable worksheets to track your income and expenses so you make informed decisions about how you spend your hard-earned money.

SavvyMoneyFinancial Checkup: Take advantage of this free tool inside our digital banking platform to assess your financial health and create a personalized plan to reach your savings milestones.

Convenient Savings Options

A savings account is a simple and effective way to start building your savings. Here’s how Ascend makes it easy:

Automatic transfers: Set up recurring transfers inside digital banking so you can save effortlessly.

Accessibility: Enjoy easy access to your funds when you need them, while keeping them separate from your everyday spending.

Boost Your Savings with Share Certificates

For members looking for higher returns, share certificates offer an excellent solution. With competitive rates and flexible terms, they’re ideal for both short-term and long-term goals. Remember, it’s never too early to start saving! Here’s why share certificates are a great way to boost your savings:

Higher rate of return: Share certificates typically offer better rates than regular savings accounts, helping your money grow faster.

Flexible terms: Choose the term that fits your needs, whether you’re saving for a few months or several years.

Practical Tips for Saving Success

Like most good things in life, saving won’t stick unless you make a habit out of it. Here are a few strategies to make saving part of your routine:

Pay yourself first: Treat your savings like a monthly bill and prioritize it in your budget.

Start small: Even small, consistent contributions add up over time.

Take advantage of tools: Be sure to utilize our budget worksheets, SavvyMoney financial checkups, or one of our many saving-centric calculators to stay on track and measure your progress.

Plan for a Brighter Future

Saving doesn’t have to be complicated. With products like savings accounts, share certificates, and tools like budgeting worksheets and SavvyMoney, Ascend is here to support your journey to financial success.

Stop by a branch or schedule an appointment to learn more about our savings options. Together, we can help you build the financial future you deserve.