Ascend Home Purchase Certificate: Your New Homebuying Tool

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If you’re anticipating moving into a new home soon, it’s safe to assume you’re starting to save for a downpayment, closing costs, and the other things associated with buying a house. Are you sure you’re maximizing those savings with the right high-yield account?

At Ascend Federal Credit Union, we understand that saving for a home can be difficult. That’s why we’ve introduced the Ascend Home Purchase Share Certificate* account — a flexible and secure way to boost your savings for your future home purchase.

What is a certificate account?

Certificate accounts, which function the same way as Certificate of Deposit (CD) accounts at other financial institutions, offer higher interest than most savings accounts, so you are guaranteed a return on your money without the risk of investing in the stock market. Unlike traditional certificates, the Ascend Home Purchase Share Certificate allows you to make deposits at any time, helping you be flexible while you reach your savings goals faster.

What are the benefits of an Ascend Home Purchase Share Certificate?

Key benefits include:    

• Flexible deposits – You can add funds to your certificate whenever you want, giving you the freedom to grow your savings at your own pace.    

• Discount toward closing costs – When a member uses an Ascend Home Purchase Share Certificate to facilitate buying a home and secures financing through Ascend, the mortgage loan processing fee will be waived.    

• Penalty-free withdrawal – If a withdrawal is made before the 36-month maturity date, the penalty may be waived if a withdrawal is made in conjunction with purchasing a home upon receiving an appropriate document in the credit union’s sole discretion.    

Open your Ascend Home Purchase Share Certificate today!

Ascend makes it easy to open a certificate account virtually, in person, or over the phone. To get started, visit ascend.org/certificates, call 800-342-3086, or head to any of our 28 Middle Tennessee branches.

Federally insured by the NCUA. NMLS#451452. All loans are subject to credit approval.    

*Minimum $1,000 deposit required. Rates are subject to change at any time. Fees can reduce your earnings.