Make the Most Out of Your Checking Account

Take full advantage of your Ascend checking account by visiting ascend.org/checking and seeing all it has to offer. 

Part of being a trusted financial partner for our members includes providing ways to make everyday banking simpler. At Ascend, when you open a checking account with us, you get a host of complimentary features designed to help you bank smarter. 

Many of these features serve as built-in money management tools, helping you monitor spending, stay on budget, and avoid surprises. Here's just a little of what you receive as a member: 

Mobile Banking Features Put You in Control 

When paired with your checking account, theAscend mobile app can be your best friend in banking. It’s easy to enable real-time alerts and notifications, set up automatic bill payments and transfers, use card controls to turn your cards on or off, monitor your credit, and so much more. Also, security features are designed to help protect your accounts and personal information. Download our app in the Apple Store or Google Play Store. 

Convenience and Security of Digital Wallets 

Adding your Ascend card to Apple Pay or Google Pay makes transactions a breeze with an additional layer of protection thrown in. You can simply tap your device when prompted at checkout — no need to bring out your wallet and search for your debit card. If you need assistance adding your Ascend card to either Apple Pay or Google Pay, click here for easy tutorials.  

The Power of Direct Deposit 

Direct deposit isn’t a new banking feature, but it’s one of the most important. By setting up direct deposit with your employer, you get faster access to your funds without having to manually deposit your paycheck. It helps you reduce the risk of missing payments or having an overdrawn account. 

Overdraft Protection 

Ascend offers overdraft protection services, which authorizes Ascend to process purchases when there are not enough funds in your account to cover the transaction. There is a $25 fee if your account is overdrawn.   

Ways to Avoid Fees 

We strive to have as few fees as possible for our members and offer easy ways to avoid them, such as opting into digital statements. There are easy ways to avoid the $5 monthly fee on our High-Yield and Rewards Checking accounts by doing any of the following: 

- Receive at least $1,000 in direct deposits per month or 
- Keep a combined average daily balance of $5,000 in the account or 
- Make 10 qualifying debit card purchases of $5 or more per month. 

Ascend checking accounts are more than just a place to stash your cash. Explore your full checking account features at ascend.org/checking. 

Ascend is federally insured by NCUA.