Official Rules

ASCEND SWEEPSTAKES OFFICIAL RULES

NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.

The "2022 Ticket Tuesday Sweepstakes" (Sweepstakes) begins at 12:00 AM Central Daylight Time (CDT) on April 5 and ends at 11:59:59 PM CDT (Entry Deadline) on Sept. 22, 2022 (Sweepstakes Period). The Sweepstakes will consist of twenty-five (25) individual drawings. Each drawing will have its own Entry Period that will begin and end at a specified time. By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.

WHO MAY ENTER: Entrants must be legal residents of Tennessee within a 100-mile radius of Ascend Amphitheater who are at least 18 years of age, have valid U.S. government issued identification and valid tax identification number. Ascend Federal Credit Union employees, officials, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, step-children, step-siblings, and adoptive relationships. Business entities are not eligible to participate. Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.

HOW TO ENTER: There is NO PURCHASE NECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning. You will automatically receive one entry into the Sweepstakes when you like/follow Ascend Federal Credit Union on the social network you use to enter, like the relevant sweepstakes post on Ascend’s page, and comment on the relevant sweepstakes post on Ascend’s page during the Entry Period. All entries must comply with the Ascend Social Media usage guidelines found here:

https://www.facebook.com/AscendFCU/info?tab=page_info. Actions must be completed during the Entry Period to qualify. Maximum number of entries allowed during each Entry Period via this method of entry is one (1).

ALTERNATIVE METHOD OF ENTRY (AMOE): Complete and submit a registration form in any Ascend branch during the Entry Period. Registrations forms must be complete and accurate to qualify. Maximum number of entries allowed during each Entry Period via AMOE is one (1) per person. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All registration form entries must be received during the Entry Period to qualify.

ENTRY PERIODS:

Prize/Approximate Retail Value (ARV): Each winner will receive a pair of tickets to a select concert. The ARV of each Prize as well as a description of each prize is listed in the table below. The number of winners chosen will vary and is detailed in the table below. Odds of winning are based upon the number of entries. If the prize remains unclaimed after three (3) business days of the first notification attempt, or the winner does not meet eligibility qualifications, a second random drawing will be held. The Prize will be sent to the Ascend branch of the Winner’s choosing or scheduled to be picked up, within 30 days of drawing, at the Ascend Federal Credit Union Administration Building at 520 Airpark Drive, Tullahoma, Tennessee 37388. No transfer, substitution or cash equivalent permitted by winner. Sponsor reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value. Winner is responsible for all costs and expenses not specifically stated as being included herein including, but not limited to, taxes and all personal costs and expenses. Sponsor makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used, or is otherwise declined.

Prize Drawing. The winners will be selected approximately one business day after the applicable Entry Period has ended by random drawing from all eligible entries received during each Entry Period. The prizes shall be provided to the winners within 45 days of the drawing.

The calculation of the odds of winning is dependent upon the number of eligible entries received.

Notification of Winner. The Winner(s) may be announced on social media. The Winner(s) will be notified by social media direct message to the Winner(s) profile within five (5) business days of the Prize Drawing. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner within one (1) day from the first notification attempt, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited and an alternate potential winner may be selected from among all remaining eligible entries.

Publicity Entrants also acknowledge that his/her name and likeness may be available for public viewing through Ascend’s website and all other media. By submitting an entry, winner grants to Sponsor, its agents and others working on their behalf the right to publish the winner's name and likeness in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.

Conditions of Participation and Limitations of Liability. Entrants agree to be bound by these rules and all decisions of the Sponsor, whose decisions will be final. If, for any reason, the fairness or integrity of the Sweepstakes becomes compromised, Sponsor reserves the right to terminate or modify the Sweepstakes, and to disqualify any individual who tampers with the entry process or the administration of the sweepstakes. Each entrant agrees to release, discharge, indemnify, and hold harmless the Sponsor and its parent companies, affiliates, directors, officers, employees, and agents, from any claims due to any injuries, damages, or losses to any person (including death) or property, resulting in whole or in part from acceptance or use of the Prize, or participation in the Sweepstakes. Sponsor and its parents, subsidiaries and affiliated companies, advertising, promotion or production agencies and all of their respective officers, directors, representatives, agents and employees are not responsible for lost, late, delayed, inaccurate, incomplete, or misdirected entries, or for electronic, network or computer failures or malfunctions, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions that may limit an entrant’s ability to participate in this Sweepstakes, or for other hardware, software or technical errors of any kind, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, or with respect to any Sweepstakes‐related materials. Sponsor is not responsible for lost, stolen or misdirected shipments. Entrants waive any right to claim ambiguity with regard to the mechanics of the Sweepstakes or the interpretation of the Official Rules. Sponsor is not responsible for incorrect information caused by printing, technical, or human errors which may occur during the Sweepstakes. Sponsor assumes no responsibility for errors, omissions, interruptions, deletions, defects, delays, or the theft, loss, or destruction of entries. If, for any reason, the Sweepstakes is not capable of being conducted as planned because of tampering, intervention, fraud, technical failures, or any other reason (each an “Intervening Cause”), which affects the security, fairness, or proper execution of the Sweepstakes, Sponsor reserves the right to modify or cancel the Sweepstakes if prior to the end of the Sweepstakes Period, or otherwise award the Prize through a drawing from all eligible entries received which, in Sponsor’s opinion, were not affected by the Intervening Cause. All claims, judgments and awards shall be limited to actual out-of-pocket costs incurred but in no event attorney fees. Entrants waive any claim for punitive, incidental or consequential damages. With regard to the Prize awarded, Sponsor makes no express or implied warranty of merchantability or fitness for a particular purpose. Personal information provided to participate in the Sweepstakes is subject to Sponsor’s Privacy Policy found at Ascend.org and these Official Rules. Void where prohibited.

This promotion is in no way sponsored, endorsed or administered by, or associated with Facebook, Twitter, Instagram or any other social network or platform. By participating in this promotion, you agree to a complete release of Facebook, Twitter, Instagram from any claims. Participation in this promotion is subject to the Official Rules.

Live Nation is not a sponsor of the promotion and is in no way responsible for the administration of the promotion, the verification of winners, or the fulfillment of prizing. All inquiries regarding the promotion should be directed to Ascend and not to Live Nation.

Live Nation is a registered trademark of Live Nation Worldwide, Inc.

Disputes. All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.

Rules Request. A copy of these Official Rules may be obtained at Ascend Federal Credit Union’s Administration Building, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388 or any Ascend branch, or by sending a request via email to marketing@ascend.org prior to the Entry Deadline.

Winner’s List. For the names and addresses (city and state only) of the Winners, send a self-addressed stamped envelope postmarked by Nov. 6, 2022 to Ascend Federal Credit Union, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.

Sponsor. The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.

ASCEND SWEEPSTAKES OFFICIAL RULES

NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.

The "August 2022 Youth Month Sweepstakes" (Sweepstakes) begins at 9:00 AM Central Daylight Time (CDT) on August 1, 2022 and ends at 12:59:59 PM CDT (Entry Deadline) on August 31, 2022 (Sweepstakes Period). By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.

WHO MAY ENTER: The Sweepstakes is open to prospective and current members of Ascend who are 12 years or younger. Entrants under the age of 18 must have his/her parent’s or legal guardian’s consent to enter. Ascend Federal Credit Union employees, officials, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. Business entities are not eligible to participate. Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.

HOW TO ENTER: There is NO PURCHASE NECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning. You will automatically receive one entry into the Sweepstakes when you open a new primary youth account OR make a deposit of at least $10 to an existing youth account during the Sweepstakes Period. Purchases must be processed by the Entry Deadline to qualify. Maximum number of entries allowed during the Sweepstakes Period via this method of entry is one. Information collected during the account opening (name, address, social security number, email, phone number) will be used for account maintenance, official credit union communications, and marketing communications.

Alternative Method of Entry (AMOE): Visit any Ascend branch and fill out a paper entry form. Maximum number of entries allowed during the Sweepstakes Period via AMOE is one per person. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All paper entries must be received by the Entry Deadline to qualify.

Prize/Approximate Retail Value (ARV): One Household Plus membership to The Nashville Zoo at Grassmere. The ARV of the Prize is limited to $200. Three winners will be chosen in a random drawing on or by September 9, 2022 and contacted by phone and/or email. Odds of winning are based upon the number of entries. If the prize remains unclaimed after 1 p.m. on September 16, 2022 or the winner does not meet eligibility qualifications, a second random drawing will be held. The Prize will be scheduled to be delivered vis email, within 30 days of drawing. No transfer, substitution or cash equivalent permitted by winner. Sponsor reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value. Winner is responsible for all costs and expenses not specifically stated as being included herein including, but not limited to, taxes and all personal costs and expenses. Sponsor makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used or is otherwise declined.

Prize Drawing. The winner will be selected on September 9, 2022 at approximately 2:00 PM CDT by random drawing from all eligible entries received during the Sweepstakes Period. The prize shall be provided to the winner within 45 days of the drawing.

The calculation of the odds of winning is dependent upon the number of eligible entries received.

Notification of Winner. The Winner may be announced on social media. The Winner will be notified by phone and/or by email within five business days of the Prize Drawing. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner within three days from the first notification attempt, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited and an alternate potential winner may be selected from among all remaining eligible entries.

Publicity By submitting an entry, winner grants to Sponsor, its agents and others working on their behalf the right to publish the winner's name and likeness, including voice, in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.

Conditions of Participation and Limitations of Liability. Entrants agree to be bound by these rules and all decisions of the Sponsor, whose decisions will be final. If, for any reason, the fairness or integrity of the Sweepstakes becomes compromised, Sponsor reserves the right to terminate or modify the Sweepstakes, and to disqualify any individual who tampers with the entry process or the administration of the sweepstakes. Each entrant agrees to release, discharge, indemnify, and hold harmless the Sponsor and its parent companies, affiliates, directors, officers, employees, and agents, from any claims due to any injuries, damages, or losses to any person (including death) or property, resulting in whole or in part from acceptance or use of the Prize, or participation in the Sweepstakes. Sponsor and its parents, subsidiaries and affiliated companies, advertising, promotion or production agencies and all of their respective officers, directors, representatives, agents and employees are not responsible for lost, late, delayed, inaccurate, incomplete, or misdirected entries, or for electronic, network or computer failures or malfunctions, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions that may limit an entrant’s ability to participate in this Sweepstakes, or for other hardware, software or technical errors of any kind, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, or with respect to any Sweepstakes‐related materials. Sponsor is not responsible for lost, stolen or misdirected shipments. Entrants waive any right to claim ambiguity with regard to the mechanics of the Sweepstakes or the interpretation of the Official Rules. Sponsor is not responsible for incorrect information caused by printing, technical, or human errors which may occur during the Sweepstakes. Sponsor assumes no responsibility for errors, omissions, interruptions, deletions, defects, delays, or the theft, loss, or destruction of entries. If, for any reason, the Sweepstakes is not capable of being conducted as planned because of tampering, intervention, fraud, technical failures, or any other reason (each an “Intervening Cause”), which affects the security, fairness, or proper execution of the Sweepstakes, Sponsor reserves the right to modify or cancel the Sweepstakes if prior to the end of the Sweepstakes Period, or otherwise award the Prize through a drawing from all eligible entries received which, in Sponsor’s opinion, were not affected by the Intervening Cause. All claims, judgments and awards shall be limited to actual out‐of‐pocket costs incurred but in no event attorney fees. Entrants waive any claim for punitive, incidental or consequential damages. With regard to the Prize awarded, Sponsor makes no express or implied warranty of merchantability or fitness for a particular purpose. Personal information provided to participate in the Sweepstakes is subject to Sponsor’s Privacy Policy found at ascend.org and these Official Rules. Void where prohibited.

Disputes. All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.

Rules Request. A copy of these Official Rules may be obtained at any Ascend location or by sending a request via email to mktg@ascend.org prior to the Entry Deadline.

Winner’s List. For the names and addresses (city and state only) of the Winners, send a self‐addressed stamped envelope postmarked by September 30, 2022 to Ascend Federal Credit Union, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.

Sponsor. The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.

The "2022 $250 Youth Sweepstakes" (Sweepstakes) begins at 12:00 AM Central Standard Time (CST) on Jan. 1, 2022 and ends at 11:59:59 PM Central Standard Time (CST) (Entry Deadline) on Dec. 31, 2022 (Sweepstakes Period). By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.

WHO MAY ENTER: Entrants must have valid tax identification number. Entrants under the age of 18 must have his/her parent’s or legal guardian’s consent to enter. Ascend Federal Credit Union employees, officials, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, step-children, step-siblings, and adoptive relationships. Business entities are not eligible to participate. Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.

HOW TO ENTER: There is NO PURCHASE NECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning. You will automatically receive one entry into the Sweepstakes when members who are age 12 or younger make a monthly deposit of at least $10 into their primary Ascend account during the Sweepstakes Period. Maximum number of entries allowed during the Sweepstakes Period via this method of entry is one.

ALTERNATIVE METHOD OF ENTRY (AMOE): Complete and submit a registration form in any Ascend branch during the Sweepstakes Period. Registrations forms must be complete and accurate to qualify. Maximum number of entries allowed during the Sweepstakes Period via AMOE is one per person. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All registration form entries must be received by the Entry Deadline to qualify.

Prize/Approximate Retail Value (ARV): The Winner will receive a $250 cash prize. The ARV of the Prize is $250. One winner will be chosen in a random drawing on or by Feb. 28, 2023 and contacted via phone call, email or mail. Odds of winning are based upon the number of entries. If the prize remains unclaimed after April 20, 2023 the prize will be forfeited. If the Winner does not meet eligibility qualifications, a second random drawing will be held. The Prize will be automatically credited to the Winner’s account or, for non-members, scheduled to be picked up, within 30 days of drawing, at the Ascend Federal Credit Union Administration Building at 520 Airpark Drive, Tullahoma, Tennessee 37388. No transfer, substitution or cash equivalent permitted by winner. Sponsor reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value. Winner is responsible for all costs and expenses not specifically stated as being included herein including, but not limited to, taxes and all personal costs and expenses. Sponsor makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used, or is otherwise declined.

Prize Drawing. The Winner will be selected by Feb. 28, 2023 by random drawing from all eligible entries received during the Sweepstakes Period. The prize shall be provided to the Winner by April 27, 2023.

The calculation of the odds of winning is dependent upon the number of eligible entries received.

Notification of Winner. The Winner may be announced on social media or in a press release. The Winner will be notified via phone call, email or mail by April 1, 2023. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner by April 20, 2023, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited and an alternate potential winner may be selected from among all remaining eligible entries.

Publicity. Entrants also acknowledge that his/her name and likeness may be available for public viewing through Ascend’s website and all other media. By submitting an entry, Winner grants to Sponsor, its agents and others working on their behalf the right to publish the Winner’s name and likeness in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.

Conditions of Participation and Limitations of Liability. Entrants agree to be bound by these rules and all decisions of the Sponsor, whose decisions will be final. If, for any reason, the fairness or integrity of the Sweepstakes becomes compromised, Sponsor reserves the right to terminate or modify the Sweepstakes, and to disqualify any individual who tampers with the entry process or the administration of the sweepstakes. Each entrant agrees to release, discharge, indemnify, and hold harmless the Sponsor and its parent companies, affiliates, directors, officers, employees, and agents, from any claims due to any injuries, damages, or losses to any person (including death) or property, resulting in whole or in part from acceptance or use of the Prize, or participation in the Sweepstakes. Sponsor and its parents, subsidiaries and affiliated companies, advertising, promotion or production agencies and all of their respective officers, directors, representatives, agents and employees are not responsible for lost, late, delayed, inaccurate, incomplete, or misdirected entries, or for electronic, network or computer failures or malfunctions, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions that may limit an entrant’s ability to participate in this Sweepstakes, or for other hardware, software or technical errors of any kind, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, or with respect to any Sweepstakes-related materials. Sponsor is not responsible for lost, stolen or misdirected shipments. Entrants waive any right to claim ambiguity with regard to the mechanics of the Sweepstakes or the interpretation of the Official Rules. Sponsor is not responsible for incorrect information caused by printing, technical, or human errors which may occur during the Sweepstakes. Sponsor assumes no responsibility for errors, omissions, interruptions, deletions, defects, delays, or the theft, loss, or destruction of entries. If, for any reason, the Sweepstakes is not capable of being conducted as planned because of tampering, intervention, fraud, technical failures, or any other reason (each an “Intervening Cause”), which affects the security, fairness, or proper execution of the Sweepstakes, Sponsor reserves the right to modify or cancel the Sweepstakes if prior to the end of the Sweepstakes Period, or otherwise award the Prize through a drawing from all eligible entries received which, in Sponsor’s opinion, were not affected by the Intervening Cause. All claims, judgments and awards shall be limited to actual out-of-pocket costs incurred but in no event attorney fees. Entrants waive any claim for punitive, incidental or consequential damages. With regard to the Prize awarded, Sponsor makes no express or implied warranty of merchantability or fitness for a particular purpose. Personal information provided to participate in the Sweepstakes is subject to Sponsor’s Privacy Policy found at ascend.org and these Official Rules. Void where prohibited.

Disputes. All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.

Rules Request. A copy of these Official Rules may be obtained at Ascend Federal Credit Union’s Administration Building, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388 or any Ascend branch, or by sending a request via email to marketing@ascend.org prior to the Entry Deadline.

Winner’s List. For the name and address (city and state only) of the Winner, send a self-addressed stamped envelope postmarked by April 1, 2023 to Ascend Federal Credit Union, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.

Sponsor. The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.

The "2022 $500 Youth Sweepstakes" (Sweepstakes) begins at 12:00 AM Central Standard Time (CST) on Jan. 1, 2022 and ends at 11:59:59 PM Central Standard Time (CST) (Entry Deadline) on Dec. 31, 2022 (Sweepstakes Period). By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.

WHO MAY ENTER: Entrants must be have valid tax identification number. Entrants under the age of 18 must have his/her parent’s or legal guardian’s consent to enter. Ascend Federal Credit Union employees, officials, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, step-children, step-siblings, and adoptive relationships. Business entities are not eligible to participate. Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.

HOW TO ENTER: There is NO PURCHASE NECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning. You will automatically receive one entry into the Sweepstakes when members who are age 13-17 make a monthly deposit of at least $50 into their primary Ascend account during the Sweepstakes Period. Maximum number of entries allowed during the Sweepstakes Period via this method of entry is one.

ALTERNATIVE METHOD OF ENTRY (AMOE): Complete and submit a registration form in any Ascend branch during the Sweepstakes Period. Registration forms must be complete and accurate to qualify. Maximum number of entries allowed during the Sweepstakes Period via AMOE is one per person. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All registration form entries must be received by the Entry Deadline to qualify.

Prize/Approximate Retail Value (ARV): The Winner will receive a $500 cash prize. The ARV of the Prize is $500. One winner will be chosen in a random drawing on or by Feb. 28, 2023 and contacted via phone call, email or mail. Odds of winning are based upon the number of entries. If the prize remains unclaimed after April 20, 2023 the prize will be forfeited. If the Winner does not meet eligibility qualifications, a second random drawing will be held. The Prize will be automatically credited to the Winner’s account or, for non-members, scheduled to be picked up, within 30 days of drawing, at the Ascend Federal Credit Union Administration Building at 520 Airpark Drive, Tullahoma, Tennessee 37388. No transfer, substitution or cash equivalent permitted by winner. Sponsor reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value. Winner is responsible for all costs and expenses not specifically stated as being included herein including, but not limited to, taxes and all personal costs and expenses. Sponsor makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used, or is otherwise declined.

Prize Drawing. The Winner will be selected by Feb 28, 2023 by random drawing from all eligible entries received during the Sweepstakes Period. The prize shall be provided to the Winner by April 27, 2023.

The calculation of the odds of winning is dependent upon the number of eligible entries received.

Notification of Winner. The Winner may be announced on social media or in a press release. The Winner will be notified via phone call, email or mail by April 1, 2023. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner by April 20, 2023, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited and an alternate potential winner may be selected from among all remaining eligible entries.

Publicity. Entrants also acknowledge that his/her name and likeness may be available for public viewing through Ascend’s website and all other media. By submitting an entry, Winner grants to Sponsor, its agents and others working on their behalf the right to publish the Winner’s name and likeness in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.

Conditions of Participation and Limitations of Liability. Entrants agree to be bound by these rules and all decisions of the Sponsor, whose decisions will be final. If, for any reason, the fairness or integrity of the Sweepstakes becomes compromised, Sponsor reserves the right to terminate or modify the Sweepstakes, and to disqualify any individual who tampers with the entry process or the administration of the sweepstakes. Each entrant agrees to release, discharge, indemnify, and hold harmless the Sponsor and its parent companies, affiliates, directors, officers, employees, and agents, from any claims due to any injuries, damages, or losses to any person (including death) or property, resulting in whole or in part from acceptance or use of the Prize, or participation in the Sweepstakes. Sponsor and its parents, subsidiaries and affiliated companies, advertising, promotion or production agencies and all of their respective officers, directors, representatives, agents and employees are not responsible for lost, late, delayed, inaccurate, incomplete, or misdirected entries, or for electronic, network or computer failures or malfunctions, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions that may limit an entrant’s ability to participate in this Sweepstakes, or for other hardware, software or technical errors of any kind, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, or with respect to any Sweepstakes-related materials. Sponsor is not responsible for lost, stolen or misdirected shipments. Entrants waive any right to claim ambiguity with regard to the mechanics of the Sweepstakes or the interpretation of the Official Rules. Sponsor is not responsible for incorrect information caused by printing, technical, or human errors which may occur during the Sweepstakes. Sponsor assumes no responsibility for errors, omissions, interruptions, deletions, defects, delays, or the theft, loss, or destruction of entries. If, for any reason, the Sweepstakes is not capable of being conducted as planned because of tampering, intervention, fraud, technical failures, or any other reason (each an “Intervening Cause”), which affects the security, fairness, or proper execution of the Sweepstakes, Sponsor reserves the right to modify or cancel the Sweepstakes if prior to the end of the Sweepstakes Period, or otherwise award the Prize through a drawing from all eligible entries received which, in Sponsor’s opinion, were not affected by the Intervening Cause. All claims, judgments and awards shall be limited to actual out-of-pocket costs incurred but in no event attorney fees. Entrants waive any claim for punitive, incidental or consequential damages. With regard to the Prize awarded, Sponsor makes no express or implied warranty of merchantability or fitness for a particular purpose. Personal information provided to participate in the Sweepstakes is subject to Sponsor’s Privacy Policy found at Ascend.org and these Official Rules. Void where prohibited.

Disputes. All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.

Rules Request. A copy of these Official Rules may be obtained at Ascend Federal Credit Union’s Administration Building, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388 or any Ascend branch, or by sending a request via email to marketing@ascend.org prior to the Entry Deadline.

Winner’s List. For the name and address (city and state only) of the Winner, send a self-addressed stamped envelope postmarked by April 1, 2023 to Ascend Federal Credit Union, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.

Sponsor. The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.

The "2022 $1,000 Youth Sweepstakes" (Sweepstakes) begins at 12:00 AM Central Standard Time (CST) on Jan. 1, 2022 and ends at 11:59:59 PM Central Standard Time (CST) (Entry Deadline) on Dec. 31, 2022 (Sweepstakes Period). By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.

WHO MAY ENTER: Entrants must be at least 18 years of age, have valid U.S. government issued identification and valid tax identification number. Ascend Federal Credit Union employees, officials, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, step-children, step-siblings, and adoptive relationships. Business entities are not eligible to participate. Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.

HOW TO ENTER: There is NO PURCHASE NECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning. You will automatically receive one entry into the Sweepstakes when members who are age 18-24 have an active Ascend checking account, an active Ascend Visa credit card, and have elected online statements during the Sweepstakes Period. Active checking account is defined as a non-delinquent account with a minimum of six (6) transactions (deposits or withdrawals) per month. Active Visa credit card is defined as a non-delinquent account with at least one transaction during the sweepstakes period. Maximum number of entries allowed during the Sweepstakes Period via this method of entry is one.

ALTERNATIVE METHOD OF ENTRY (AMOE): Complete and submit a registration form in any Ascend branch during the Sweepstakes Period. Registrations forms must be complete and accurate to qualify. Maximum number of entries allowed during the Sweepstakes Period via AMOE is one per person. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All registration form entries must be received by the Entry Deadline to qualify.

Prize/Approximate Retail Value (ARV): The Winner will receive a $1,000 cash prize. The ARV of the Prize is $1,000. One winner will be chosen in a random drawing on or by Feb. 28, 2023 and contacted via phone call, email or mail. Odds of winning are based upon the number of entries. If the prize remains unclaimed after April 20, 2023 the prize will be forfeited. If the Winner does not meet eligibility qualifications, a second random drawing will be held. The Prize will be automatically credited to the Winner’s account or, for non-members, scheduled to be picked up, within 30 days of drawing, at the Ascend Federal Credit Union Administration Building at 520 Airpark Drive, Tullahoma, Tennessee 37388. No transfer, substitution or cash equivalent permitted by winner. Sponsor reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value. Winner is responsible for all costs and expenses not specifically stated as being included herein including, but not limited to, taxes and all personal costs and expenses. Sponsor makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used, or is otherwise declined.

Prize Drawing. The Winner will be selected by Feb. 28, 2023 by random drawing from all eligible entries received during the Sweepstakes Period. The prize shall be provided to the Winner by April 27, 2023.

The calculation of the odds of winning is dependent upon the number of eligible entries received.

Notification of Winner. The Winner may be announced on social media or in a press release. The Winner will be notified via phone call, email or mail by April 1, 2023. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner by April 20, 2023, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited and an alternate potential winner may be selected from among all remaining eligible entries.

Publicity. Entrants also acknowledge that his/her name and likeness may be available for public viewing through Ascend’s website and all other media. By submitting an entry, Winner grants to Sponsor, its agents and others working on their behalf the right to publish the Winner’s name and likeness in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.

Conditions of Participation and Limitations of Liability. Entrants agree to be bound by these rules and all decisions of the Sponsor, whose decisions will be final. If, for any reason, the fairness or integrity of the Sweepstakes becomes compromised, Sponsor reserves the right to terminate or modify the Sweepstakes, and to disqualify any individual who tampers with the entry process or the administration of the sweepstakes. Each entrant agrees to release, discharge, indemnify, and hold harmless the Sponsor and its parent companies, affiliates, directors, officers, employees, and agents, from any claims due to any injuries, damages, or losses to any person (including death) or property, resulting in whole or in part from acceptance or use of the Prize, or participation in the Sweepstakes. Sponsor and its parents, subsidiaries and affiliated companies, advertising, promotion or production agencies and all of their respective officers, directors, representatives, agents and employees are not responsible for lost, late, delayed, inaccurate, incomplete, or misdirected entries, or for electronic, network or computer failures or malfunctions, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions that may limit an entrant’s ability to participate in this Sweepstakes, or for other hardware, software or technical errors of any kind, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, or with respect to any Sweepstakes-related materials. Sponsor is not responsible for lost, stolen or misdirected shipments. Entrants waive any right to claim ambiguity with regard to the mechanics of the Sweepstakes or the interpretation of the Official Rules. Sponsor is not responsible for incorrect information caused by printing, technical, or human errors which may occur during the Sweepstakes. Sponsor assumes no responsibility for errors, omissions, interruptions, deletions, defects, delays, or the theft, loss, or destruction of entries. If, for any reason, the Sweepstakes is not capable of being conducted as planned because of tampering, intervention, fraud, technical failures, or any other reason (each an “Intervening Cause”), which affects the security, fairness, or proper execution of the Sweepstakes, Sponsor reserves the right to modify or cancel the Sweepstakes if prior to the end of the Sweepstakes Period, or otherwise award the Prize through a drawing from all eligible entries received which, in Sponsor’s opinion, were not affected by the Intervening Cause. All claims, judgments and awards shall be limited to actual out-of-pocket costs incurred but in no event attorney fees. Entrants waive any claim for punitive, incidental or consequential damages. With regard to the Prize awarded, Sponsor makes no express or implied warranty of merchantability or fitness for a particular purpose. Personal information provided to participate in the Sweepstakes is subject to Sponsor’s Privacy Policy found at ascend.org and these Official Rules. Void where prohibited.

Disputes. All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.

Rules Request. A copy of these Official Rules may be obtained at Ascend Federal Credit Union’s Administration Building, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388 or any Ascend branch, or by sending a request via email to marketing@ascend.org prior to the Entry Deadline.

Winner’s List. For the name and address (city and state only) of the Winner, send a self-addressed stamped envelope postmarked by April 1, 2023 to Ascend Federal Credit Union, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.

Sponsor. The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.

THE "ASCEND FEDERAL CREDIT UNION SWIPESTAKES SWEEPSTAKES" (Sweepstakes) begins at 12:00 AM Central Standard Time (CST) on Monday, February 21, 2021 and ends at 11:59:59 PM Central Daylight Time (CDT) (Entry Deadline) on Thursday, March 31, 2022 (Sweepstakes Period). By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.

WHO MAY ENTER: Entrants must be at least 18 years of age, have valid U.S. government-issued identification and valid tax identification number. Ascend Federal Credit Union employees, officials, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. [Business entities are not eligible to participate.] Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.

HOW TO ENTER: There is NO PURCHASE NECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning. Holders of an Ascend Visa® credit card(s) or debit card (each a “Card”) will automatically be entered for one (1) chance to win (an “Entry”) for each qualifying purchase made during the Sweepstakes Period. Purchases must be processed by the Entry Deadline to qualify.

Qualifying Purchases are defined as a point-of-sale or an online purchase at a value of $5 or more that posts to your account during the Sweepstakes Period, and do not include any balance transfers, cash advances, convenience checks, disputed or unauthorized purchases/fraudulent transactions, credits, purchase of Travelers Cheques, gift cards, quasi-cash and any other cash-equivalent transactions, account fees, fee reversals, dividends posted by Ascend Federal Credit Union, overdraft transfers, merchant returns, and credit adjustments.

ALTERNATIVE METHOD OF ENTRY (AMOE): Visit any Ascend branch and fill out a paper entry form. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All paper entries must be received by the Entry Deadline to qualify.

PRIZE/APPROXIMATE RETAIL VALUE (AVR): Concerts for a year at any LiveNation Venue in the form of one (1) $3,000 LiveNation Gift Card. The ARV of the Prize is $3,000. One (1) winner will be chosen in a random drawing on or by April 4, 2022 and contacted by phone and/or email. Odds of winning are based upon the number of entries. If the prize remains unclaimed after 12:00 PM CDT on April 8, 2022, or the winner does not meet eligibility qualifications, a second random drawing will be held. The Prize will be automatically credited to the Winner’s account or, for non-members, scheduled to be picked up, within 30 days of drawing, at the Ascend Federal Credit Union Administration Building at 520 Airpark Drive, Tullahoma, Tennessee 37388. No transfer, substitution or cash equivalent permitted by winner. Sponsor reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value. Winner is responsible for all costs and expenses not specifically stated as being included herein including, but not limited to, taxes and all personal costs and expenses. Sponsor makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used or is otherwise declined.

PRIZE DRAWING. The winners will be selected on April 4, 2022 at approximately 12:00 PM CDT by random drawing from all eligible entries received during the Sweepstakes Period. The prizes shall be provided to the winners within 45 days of the drawing.

The calculation of the odds of winning is dependent upon the number of eligible entries received.

NOTIFICATION OF WINNER. The Winner will be announced via social media. The Winner will be notified by phone and/or by e-mail within 5 business days of the Prize Drawing. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner within 3 days from the first notification attempt, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited and an alternate potential winner may be selected from among all remaining eligible entries.

PUBLICITY By submitting an entry, winner grants to Sponsor, its agents and others working on their behalf the right to publish the winner's name and likeness, including voice, in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.

CONDITIONS OF PARTICIPATION AND LIMITATIONS OF LIABILITY. Entrants agree to be bound by these rules and all decisions of the Sponsor, whose decisions will be final. If, for any reason, the fairness or integrity of the Sweepstakes becomes compromised, Sponsor reserves the right to terminate or modify the Sweepstakes, and to disqualify any individual who tampers with the entry process or the administration of the sweepstakes. Each entrant agrees to release, discharge, indemnify, and hold harmless the Sponsor and its parent companies, affiliates, directors, officers, employees, and agents, from any claims due to any injuries, damages, or losses to any person (including death) or property, resulting in whole or in part from acceptance or use of the Prize, or participation in the Sweepstakes. Sponsor and its parents, subsidiaries and affiliated companies, advertising, promotion or production agencies and all of their respective officers, directors, representatives, agents and employees are not responsible for lost, late, delayed, inaccurate, incomplete, or misdirected entries, or for electronic, network or computer failures or malfunctions, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions that may limit an entrant’s ability to participate in this Sweepstakes, or for other hardware, software or technical errors of any kind, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, or with respect to any Sweepstakes‐related materials. Sponsor is not responsible for lost, stolen or misdirected shipments. Entrants waive any right to claim ambiguity with regard to the mechanics of the Sweepstakes or the interpretation of the Official Rules. Sponsor is not responsible for incorrect information caused by printing, technical, or human errors which may occur during the Sweepstakes. Sponsor assumes no responsibility for errors, omissions, interruptions, deletions, defects, delays, or the theft, loss, or destruction of entries. If, for any reason, the Sweepstakes is not capable of being conducted as planned because of tampering, intervention, fraud, technical failures, or any other reason (each an “Intervening Cause”), which affects the security, fairness, or proper execution of the Sweepstakes, Sponsor reserves the right to modify or cancel the Sweepstakes if prior to the end of the Sweepstakes Period, or otherwise award the Prize through a drawing from all eligible entries received which, in Sponsor’s opinion, were not affected by the Intervening Cause. All claims, judgments and awards shall be limited to actual out‐of‐pocket costs incurred but in no event attorney fees. Entrants waive any claim for punitive, incidental or consequential damages. With regard to the Prize awarded, Sponsor makes no express or implied warranty of merchantability or fitness for a particular purpose. Personal information provided to participate in the Sweepstakes is subject to Sponsor’s Privacy Policy found at Ascendfcu.org and these Official Rules. Void where prohibited.

DISPUTES. All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.

RULES REQUEST. A copy of these Official Rules may be obtained at any Ascend location or by sending a request via email to Marketing@ascend.org prior to the Entry Deadline.

WINNER’S LIST. For the names and addresses (city and state only) of the Winners, send a self‐addressed stamped envelope postmarked by March 31, 2022, to Ascend Federal Credit Union, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.

SPONSOR. The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.

ASCEND SWEEPSTAKES OFFICIAL RULES

NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.

The "August 2022 Youth Month Sweepstakes" (Sweepstakes) begins at 9:00 AM Central Daylight Time (CDT) on August 1, 2022 and ends at 12:59:59 PM CDT (Entry Deadline) on August 31, 2022 (Sweepstakes Period). By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.

WHO MAY ENTER: The Sweepstakes is open to prospective and current members of Ascend who are 13 to 18 years old. Entrants under the age of 18 must have his/her parent’s or legal guardian’s consent to enter. Ascend Federal Credit Union employees, officials, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. Business entities are not eligible to participate. Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.

HOW TO ENTER: There is NO PURCHASE NECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning. You will automatically receive one entry into the Sweepstakes when you open a new primary youth account OR make a deposit of at least $10 to an existing youth account during the Sweepstakes Period. Purchases must be processed by the Entry Deadline to qualify. Maximum number of entries allowed during the Sweepstakes Period via this method of entry is one. Information collected during the account opening (name, address, social security number, email, phone number) will be used for account maintenance, official credit union communications, and marketing communications.

Alternative Method of Entry (AMOE): Visit any Ascend branch and fill out a paper entry form. Maximum number of entries allowed during the Sweepstakes Period via AMOE is one per person. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All paper entries must be received by the Entry Deadline to qualify.

Prize/Approximate Retail Value (ARV): One 10.9-inch iPad Air. The ARV of the Prize is limited to $599. Three winners will be chosen in a random drawing on or by September 9, 2022 and contacted by phone and/or email. Odds of winning are based upon the number of entries. If the prize remains unclaimed after 1 p.m. on September 16, 2022 or the winner does not meet eligibility qualifications, a second random drawing will be held. The Prize will be scheduled to be picked up, within 30 days of drawing, at the Ascend Federal Credit Union Administration Building at 520 Airpark Drive, Tullahoma, Tennessee 37388. No transfer, substitution or cash equivalent permitted by winner. Sponsor reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value. Winner is responsible for all costs and expenses not specifically stated as being included herein including, but not limited to, taxes and all personal costs and expenses. Sponsor makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used or is otherwise declined.

Prize Drawing. The winner will be selected on September 9, 2022 at approximately 2:00 PM CDT by random drawing from all eligible entries received during the Sweepstakes Period. The prize shall be provided to the winner within 45 days of the drawing.

The calculation of the odds of winning is dependent upon the number of eligible entries received.

Notification of Winner. The Winner may be announced on social media. The Winner will be notified by phone and/or by email within five business days of the Prize Drawing. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner within three days from the first notification attempt, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited and an alternate potential winner may be selected from among all remaining eligible entries.

Publicity By submitting an entry, winner grants to Sponsor, its agents and others working on their behalf the right to publish the winner's name and likeness, including voice, in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.

Conditions of Participation and Limitations of Liability. Entrants agree to be bound by these rules and all decisions of the Sponsor, whose decisions will be final. If, for any reason, the fairness or integrity of the Sweepstakes becomes compromised, Sponsor reserves the right to terminate or modify the Sweepstakes, and to disqualify any individual who tampers with the entry process or the administration of the sweepstakes. Each entrant agrees to release, discharge, indemnify, and hold harmless the Sponsor and its parent companies, affiliates, directors, officers, employees, and agents, from any claims due to any injuries, damages, or losses to any person (including death) or property, resulting in whole or in part from acceptance or use of the Prize, or participation in the Sweepstakes. Sponsor and its parents, subsidiaries and affiliated companies, advertising, promotion or production agencies and all of their respective officers, directors, representatives, agents and employees are not responsible for lost, late, delayed, inaccurate, incomplete, or misdirected entries, or for electronic, network or computer failures or malfunctions, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions that may limit an entrant’s ability to participate in this Sweepstakes, or for other hardware, software or technical errors of any kind, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, or with respect to any Sweepstakes‐related materials. Sponsor is not responsible for lost, stolen or misdirected shipments. Entrants waive any right to claim ambiguity with regard to the mechanics of the Sweepstakes or the interpretation of the Official Rules. Sponsor is not responsible for incorrect information caused by printing, technical, or human errors which may occur during the Sweepstakes. Sponsor assumes no responsibility for errors, omissions, interruptions, deletions, defects, delays, or the theft, loss, or destruction of entries. If, for any reason, the Sweepstakes is not capable of being conducted as planned because of tampering, intervention, fraud, technical failures, or any other reason (each an “Intervening Cause”), which affects the security, fairness, or proper execution of the Sweepstakes, Sponsor reserves the right to modify or cancel the Sweepstakes if prior to the end of the Sweepstakes Period, or otherwise award the Prize through a drawing from all eligible entries received which, in Sponsor’s opinion, were not affected by the Intervening Cause. All claims, judgments and awards shall be limited to actual out‐of‐pocket costs incurred but in no event attorney fees. Entrants waive any claim for punitive, incidental or consequential damages. With regard to the Prize awarded, Sponsor makes no express or implied warranty of merchantability or fitness for a particular purpose. Personal information provided to participate in the Sweepstakes is subject to Sponsor’s Privacy Policy found at ascend.org and these Official Rules. Void where prohibited.

Disputes. All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.

Rules Request. A copy of these Official Rules may be obtained at any Ascend location or by sending a request via email to mktg@ascend.org prior to the Entry Deadline.

Winner’s List. For the names and addresses (city and state only) of the Winners, send a self‐addressed stamped envelope postmarked by September 30, 2022 to Ascend Federal Credit Union, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.

Sponsor. The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.