Official Rules

Ascend Alerts via SMS provides members with credit union alerts, reminders, system maintenance notifications, authentication codes, and special offers or promotions.

SMS/Text message examples:

ASCENDFCU: You could win a year of free concert tickets by making everyday purchases. Learn more: [LINK]

ASCENDFCU: Excited to announce that members can now send money with Zelle. Fast. Safe. Easy. Learn more: [LINK]

While Ascend will not charge you for text messages, Message and Data Rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider. For all questions about the services provided by this short code, you can send an email to memberservice@ascend.org.

When you opt-in to the service, we will send you an SMS message to confirm your signup. You can cancel this service at any time. Just reply with "STOP" to any message. After you send the message "STOP", we will send you a reply message to confirm that you have been unsubscribed.

If at any time you forget what keywords are supported, just reply "HELP" to any message. After you send the message "HELP" to us, we will respond with instructions on how to use our service as well as how to unsubscribe.

Ascend is not liable for delayed or undelivered messages.

We are able to deliver messages to the following mobile phone carriers:

AT&T, Verizon Wireless, Sprint, T-Mobile, U.S. Cellular, Boost Mobile, MetroPCS, Virgin Mobile, Alaska Communications Systems (ACS), Appalachian Wireless (EKN), Bluegrass Cellular, Cellular One of East Central, IL (ECIT), Cellular One of Northeast Pennsylvania, Cricket, Coral Wireless (Mobi PCS), COX, Cross, Element Mobile (Flat Wireless), Epic Touch (Elkhart Telephone), GCI, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri), Illinois Valley Cellular, Inland Cellular, iWireless (Iowa Wireless), Keystone Wireless (Immix Wireless/PC Man), Mosaic (Consolidated or CTC Telecom), Nex-Tech Wireless, NTelos, Panhandle Communications, Pioneer, Plateau (Texas RSA 3 Ltd), Revol, RINA, Simmetry (TMP Corporation), Thumb Cellular, Union Wireless, United Wireless, Viaero Wireless, and West Central (WCC or 5 Star Wireless).

If you have any questions regarding privacy, please read our Privacy Policy.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.

The "2026 Lipscomb employee IMPACT campaign GIVEAWAY Sweepstakes" (Sweepstakes) begins at 12:00 AM CST on September 7, 2026, and ends at 11:59:59 PM CST (Entry Deadline) on October 16, 2026 (Sweepstakes Period). By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.

WHO MAY ENTER: Entrants must be at least 18 years of age, have valid U.S. government issued identification and valid tax identification number. Ascend Federal Credit Union employees, officials, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. [Business entities are not eligible to participate.] Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.

HOW TO ENTER: There is NO PURCHASENECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning.  You will automatically receive one entry into the Sweepstakes when you complete the online entry form during the Sweepstakes Period.  Entries must be processed by the Entry Deadline to qualify. The maximum number of entries allowed during the Sweepstakes Period via this method of entry is one.

Alternative Method of Entry (AMOE): Visit any Ascend branch and fill out a paper entry form. Maximum number of entries allowed during the Sweepstakes Period via AMOE is one per person. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Ascend is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All paper entries must be received by the Entry Deadline to qualify.

Prize/Approximate Retail Value (ARV): The Prize is 1 of 2 “Night Out in Nashville” experiences which includes a $200 The Twelve Thirty Club gift card and a $150 The Hampton Social gift card. Two winners will be selected to receive one of the specified Prizes. The ARV of the “Night Out in Nashville” experience is $350. No transfer, substitution or cash equivalent permitted by winner. Ascend reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value.  Winner is responsible for all costs and expenses not specifically stated as being included herein including, not limited to, taxes and all personal costs and expenses. Ascend makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used or is otherwise declined.

Prize Drawing: Winners will be chosen in a random drawing on or by Monday, October 19, 2026, at approximately 5:00 PM CST and contacted by email/telephone. Odds of winning are based upon the number of entries. The winner will pick up the prize, within 30 days of drawing, at Lipscomb University – 1 University Park Dr, Nashville, TN 37204.If the prize remains unclaimed after Friday, November 20, 2026, at approximately 5:00 PM CST or the winner does not meet eligibility qualifications, a second random drawing will be held.

Notification of Winner: The prize notification will be sent to the Winner’s email address and/or delivered by telephone call to the number provided at time of entry. Winner[s] will be notified by phone and/or by e-mail within five business days of the Prize Drawing. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner within three days from the first notification attempt, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited, and an alternate potential winner may be selected from among all remaining eligible entries. This method may continue until a Winner is confirmed.

Publicity: By submitting an entry, Winner grants to Ascend, its agents and others working on their behalf the right to publish the Winner's name and likeness, including voice, in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.

Conditions of Participation and Limitations of Liability: Entrants agree to be bound by these rules and all decisions of the Ascend, whose decisions will be final. If, for any reason, the fairness or integrity of the Sweepstakes becomes compromised, Ascend reserves the right to terminate or modify the Sweepstakes, and to disqualify any individual who tampers with the entry process or the administration of the sweepstakes. Each entrant agrees to release, discharge, indemnify, and hold harmless the Ascend and its parent companies, affiliates, directors, officers, employees, and agents, from any claims due to any injuries, damages, or losses to any person (including death) or property, resulting in whole or in part from acceptance or use of the Prize, or participation in the Sweepstakes. Ascend and its parents, subsidiaries and affiliated companies, advertising, promotion or production agencies and all of their respective officers, directors, representatives, agents and employees are not responsible for lost, late, delayed, inaccurate, incomplete, or misdirected entries, or for electronic, network or computer failures or malfunctions, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions that may limit an entrant’s ability to participate in this Sweepstakes, or for other hardware, software or technical errors of any kind, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, or with respect to any Sweepstakes‐related materials. Ascend is not responsible for lost, stolen or misdirected shipments. Entrants waive any right to claim ambiguity with regard to the mechanics of the Sweepstakes or the interpretation of the Official Rules. Ascend is not responsible for incorrect information caused by printing, technical, or human errors which may occur during the Sweepstakes. Ascend assumes no responsibility for errors, omissions, interruptions, deletions, defects, delays, or the theft, loss, or destruction of entries. If, for any reason, the Sweepstakes is not capable of being conducted as planned because of tampering, intervention, fraud, technical failures, or any other reason (each an “Intervening Cause”), which affects the security, fairness, or proper execution of the Sweepstakes, Ascend reserves the right to modify or cancel the Sweepstakes if prior to the end of the Sweepstakes Period, or otherwise award the Prize through a drawing from all eligible entries received which, in Ascend’s opinion, were not affected by the Intervening Cause. All claims, judgments and awards shall be limited to actual out‐of‐pocket costs incurred but in no event attorney fees. Entrants waive any claim for punitive, incidental or consequential damages. With regard to the Prize awarded, Ascend makes no express or implied warranty of merchantability or fitness for a particular purpose. Personal information provided to participate in the Sweepstakes is subject to Ascend’s Privacy Policy found at ascend.org and these Official Rules. Void where prohibited.

Disputes: All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.

Rules Request: A copy of these Official Rules may be obtained at Ascend Federal Credit Union, Business Development Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388 or by sending a request via email to bizdev@ascend.org, prior to the Entry Deadline.

Winner’s List: For the names and addresses (city and state only) of the Winners, send a self‐addressed stamped envelope postmarked by December 31, 2026, to Ascend Federal Credit Union, Business Development Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.

Sponsor: The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. PURCHASE OR PAYMENT DOES NOT IMPROVE YOUR CHANCE OF WINNING. VOID WHERE PROHIBITED OR RESTRICTED BY LAW.

PRIZE-NOTIFICATION FRAUD WARNING
This is a legitimate sweepstakes administered by SweepstakesPros, a leading promotion administrator for over 30 years. Protect yourself from scams by following the guidelines below:

If you are selected as a potential winner:

Notifications: We will contact you by the email address, phone number, or mailing address you provided upon entry. You will be notified only by SweepstakesPros or the Sponsor listed in these rules. Ensure that any email notice from SweepstakesPros has the domain “@sweepstakespros.com”.

No Payments: We will never ask you to pay anything to receive a prize. We will never request your bank account or credit card information.

Tax Forms & Releases: You may be required to complete a U.S. tax form and provide your Social Security Number. You may also be required to complete and notarize affidavits, declarations of eligibility, and releases.

Still Concerned?
If you receive a notification that you are a potential winner of this sweepstakes and suspect it might be a scam, please contact us and include the name of this sweepstakes.

Eligibility: The Ascend Summer Concert Series Sweepstakes (the “Promotion”) is open only to legal residents of Tennessee (the "Territory") who have reached the legal age of majority and are located in the Territory at the time of entry and are not otherwise prohibited from entry as set forth herein. Ascend Federal Credit Union (“Sponsor”), SweepstakesPros (“Promotion Administrator”) and their respective parent companies, subsidiaries and affiliated companies, retailers, sales representatives, dealers, distributors, licensees and the advertising, fulfillment, judging and promotion agencies involved in the development and administration of this Promotion and each of their respective officers, directors, employees, representatives and agents (collectively, “Promotion Parties”), and members of their immediate families (defined as including spouse, biological, adoptive and step-parents, grandparents, siblings, children and grandchildren, and each of their respective spouses, regardless of where they reside) or households (whether related or not) of any of the above are not eligible to participate. The Promotion is subject to all applicable federal, state, and local laws and is void outside the Territory and where prohibited by law. Other eligibility requirements and conditions of participation are set forth below in these official rules for the Promotion (“Official Rules”).

Decisions: By participating in this Promotion, entrants agree to abide by and be bound by the Official Rules and the decisions of the independent Promotion Administrator, which shall be final in all matters relating to the Promotion. Where lawful, entrants waive any right to challenge such decisions.

Promotion Period: The Promotion begins at 12:00 a.m. Central Time ("CT") on July 7, 2026 and ends at 11:59 p.m. CT on September 30, 2026 (the "Promotion Period").

How to Enter: During the Promotion Period, visit www.ascendsweepstakes.com (the “Website”) and locate the official entry form. Follow the instructions, complete all required fields, including selecting the concert for which you wish to be entered into the prize drawing, and submit the entry form to receive one (1) entry in the Promotion (a “Registration Entry”). LIMIT TWENTY (20) REGISTRATION ENTRIES PER PERSON/EMAIL ADDRESS.

Additional Entry Terms: Entrants must complete all required information. LIMIT TWENTY (20) REGISTRATION ENTRIES PER PERSON/EMAIL ADDRESS. To the maximum extent permitted by law, all entries and submissions become the exclusive property of the Sponsor and will not be acknowledged or returned except as provided herein.

Prizes, Approximate Retail Value ("ARV"): Up to twenty (20) prizes (each, a "Prize") will be awarded as set forth in the table below. Each Prize consists of two (2) tickets to one (1) of the eligible concerts listed in the table below (each, an "Event"). Each Prize has an Approximate Retail Value ("ARV") of $530. The total ARV of all Prizes available in the Promotion is up to $10,600.

Prize Drawings: There will be four (4) drawings during the Promotion Period. On or about the below dates, the Promotion Administrator will conduct a random drawing from among all eligible entries received by the date immediately preceding each drawing.
 

Use of Event tickets is subject to the terms, conditions, and policies of the applicable ticket issuer and venue. Event ticket prizes will be delivered electronically to the winner's email address and are subject to availability. 

The Sponsor may add additional Events during the Promotion Period. Any such Events will be announced on the Website and will automatically be incorporated into these Official Rules upon announcement. Unless otherwise stated, all additional Events will be subject to these Official Rules, and the applicable prize description and ARV will be reflected in the updated Event Schedule posted on the Website.

Prize Conditions. The following conditions are applicable to all prizes. LIMIT ONE (1) PRIZE PER PERSON/EMAIL ADDRESS/HOUSEHOLD. Prize(s) must be accepted as awarded. All characteristics and features of the prize(s) except as otherwise explicitly stated above are at the Sponsor’s sole and absolute discretion. No substitution, cash redemption, sale or transfer of prize(s) is permitted except at Sponsor’s sole discretion or as provided herein. If a prize, or any portion thereof, cannot be awarded for any reason, Sponsor reserves the right to substitute such prize (or portion thereof) with an equivalent prize of equal or greater value, except as otherwise provided herein. PRIZE(S) IS AWARDED “AS IS” WITH NO WARRANTY OR GUARANTEE, EITHER EXPRESS OR IMPLIED. WINNER(S) OF PRIZE(S) AGREES THAT SPONSOR, AND THE PROMOTION PARTIES, HAVE NEITHER MADE NOR ARE RESPONSIBLE OR LIABLE FOR ANY WARRANTY, REPRESENTATION, OR GUARANTEE, EXPRESS OR IMPLIED, IN FACT OR IN LAW, RELATIVE TO THE PRIZE(S), INCLUDING BUT NOT LIMITED TO ITS QUALITY, CONDITION, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Except where prohibited by law, all applicable federal, state, and local taxes, import duty requirements, and all other costs, expenses, and other requirements associated with acceptance or use of any prize or not listed herein as the responsibility of Sponsor, are the sole responsibility of the applicable winner(s). Winners are responsible for determining and paying all applicable taxes. Promotion Parties do not provide tax advice and are not responsible for any tax implications. You are not a winner until your prize claim is validated and you receive official written notification from the Sponsor or the Promotion Administrator. Arrangements for delivery of prizes will be made after winner validation. Prizes will be awarded only to an address within the Territory provided they are claimed properly in accordance with the Official Rules. At the Sponsor’s discretion, if a prize is not claimed properly in accordance with these Official Rules it may not be awarded. Winner of a prize is responsible for any other fees or costs associated with the prize which are not specifically included in these Official Rules. Prizes may not be transferred or substituted by potential winners. Arrangements for delivery of each prize will be made after winner validation. In no event will more than the stated number of prizes be awarded. If due to a printing, seeding, programming, production, or other error, prize notifications are delivered to entrants in error or the number of prize notifications or claims exceeds the stated number of prizes stated in these Official Rules, the intended prizes will be awarded to those properly selected in accordance with the Official Rules or the Promotion Administrator may, in its sole discretion, select winners from among all eligible entrants or from among all persons holding verified and valid prize claims for such prizes using a random drawing from among all eligible entrants or from among all persons holding verified and valid prize claims for such prizes. Without limiting the generality of any of the foregoing, winner is solely responsible for complying with applicable law in connection with the acceptance and use of the prize.

ADDITIONAL PRIZE CONDITIONS: PRIZE DOES NOT INCLUDE TRANSPORTATION OR ACCOMMODATIONS. THE PRIZE WINNER MUST BE AVAILABLE TO ATTEND THE APPLICABLE EVENT ON THE DATE SPECIFIED FOR THE AWARDED EVENT AND MUST PROVIDE HIS/HER OWN TRANSPORTATION AND ACCOMMODATIONS (IF NECESSARY) FOR ATTENDANCE AT THE EVENT. Use of tickets is subject to the terms, conditions and policies of the issuer,including any expiration dates. Promotion Parties are not responsible for any cancelation, suspension or postponement of the Event or any Event dates. If an Event or Event date is postponed or changed to a different date, Prize Winner will receive tickets for that Event date consistent with treatment of all ticket holders for the Event. If an Event or Event date is canceled, the prize will be forfeited for that Event or Event date and Promotion Parties will have no further obligations to Prize Winner.

Odds of Winning: Odds of winning a prize depend on the number of eligible entries received.

Entrant Verification: Only natural persons are eligible. In any identity dispute, an entry will be deemed submitted by the natural person identified by the information submitted with the entry, as determined by the Promotion Administrator. If an entry does not include an entrant name, the entry will be deemed submitted by the Authorized Account Holder of the social media account, email address, or mobile phone number used to submit the entry, as applicable. “Authorized Account Holder” means: (i) for email, the natural person assigned the email address by the applicable provider; (ii) for mobile phone number, the natural person assigned the mobile phone number by the applicable wireless carrier; and (iii) for social media, the natural person associated with the account used to submit the entry. The Promotion Administrator reserves the right to require proof of identity and/or eligibility (in a form acceptable to the Promotion Administrator – including, without limitation, government issued photo identification) for any reason the Promotion Administrator deems necessary, in its sole discretion, for the purposes of administering this Promotion in accordance with these Official Rules. Failure to provide such proof to the complete satisfaction of the Promotion Administrator within the timeline specified by the Promotion Administrator may result in disqualification by the Promotion Administrator, in its sole discretion.

Disqualification: Entries which are incomplete, incorrect, incomprehensible, not received, or do not otherwise comply with these Official Rules (as determined by the Promotion Administrator in its sole and absolute discretion) will be void and will not be entered into or be eligible to win a prize in the Promotion's prize drawing(s). Entries made by facsimile, overnight courier, bulk submission, automated means, any entry service, or in any other manner not specifically allowed under these Official Rules will not be entered into the Promotion and may result in disqualification of the entries and the responsible entrant(s), as determined by the Promotion Administrator in its sole and absolute discretion. Promotion Administrator reserves the right, in its sole and absolute discretion, to disqualify any individual who tampers with or attempts to tamper with the entry process or who acts in a disruptive or unfair manner or who otherwise fails to comply with these Official Rules.

Notification & Validation of Winners: Potential winners, at Promotion Administrator’s discretion, will each be contacted by telephone, email, regular mail or overnight mail, and may be required to complete, sign and return an affidavit or declaration of eligibility, a liability release, tax forms, and where lawful, a publicity release within a stated amount of timeas a condition to receive any prize. Failure to comply will result in forfeiture of all rights to the prize(s). The return of any notification as undeliverable or failure to respond to notices or return any required documents or information within seven (7) calendar days of first notice or a determination that a potential winner is ineligible or not in compliance with these Official Rules, as determined by the Promotion Administrator, in its sole and absolute discretion, may result in disqualification and forfeiture of any prizewithout further notice and may result in the selection of an alternate winner in a random drawing from among the remaining eligible entries. Do not email tax identifiers. Sensitive identifiers must be submitted only via the secure upload method provided by Sponsor or Promotion Administrator.

Limitations: To the fullest extent permitted by applicable law, Promotion Parties are not responsible for: (i) electronic or digital transmissions, entries or mail that are lost, late, stolen, incomplete, illegible, damaged, garbled, destroyed, misdirected, not delivered, or not received by Sponsor or Promotion Administrator for any reason; (ii) mail that is received postage-due; (iii) any problems or technical malfunctions, errors, omissions, interruptions, deletions, defects, delays in operation or transmission, communication failures (including but not limited to failures or malfunctions of phone lines, mail delivery service, telephone systems or other communications systems), destruction of or unauthorized access to, or alteration of, entries, or for printing, distribution or production errors; (iv) failed or unavailable hardware, network, software or telephone transmissions; (v) damage to entrants' or any person's computer; (vi) causes beyond Promotion Parties’ reasonable control that jeopardize the administration, security, fairness, integrity or proper conduct of this Promotion; (vii) incorrect or inaccurate entry information whether caused by entrants or by any of the equipment or programming associated with or utilized in the Promotion; (viii) any typographical or other error in the printing or advertising related to the Promotion, in the administration or execution of the Promotion, or in the announcement/notification of prize winners; (ix) any human, or other error, which may occur in the promotion, administration, or execution of this Promotion; or (x) cheating or fraud by any participant. If for any reason an entrant’s entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry in the Promotion, if possible.

Modification, Suspension, Termination & Alternate Winners: If for any reason this Promotion cannot be executed as planned, including but not limited to infection by virus, bugs, tampering, unauthorized intervention, fraud, technical failures, human error, legal mandate, social media mandate, pandemic, epidemic, or any other causes beyond the control of Sponsor or Promotion Administrator that corrupt or affect the security, administration, integrity, fairness or proper conduct of this Promotion, or if this Promotion is compromised or becomes corrupted in any way, electronically or otherwise, Promotion Administrator reserves the right, in its sole discretion, to void suspect entries/entrants and/or modify, suspend and/or terminate this Promotion, including the selection of winners in a manner the Promotion Administrator deems fair and reasonable, including the selection of winners in a random drawing from among all eligible, non-suspect entries received prior to such modification, suspension or termination. Thereafter, the Sponsor reserves the right to accept no further entries and award no further prizes. Under all circumstances, no more than two (2) alternate potential winners will be selected per prize. If a prize remains unclaimed or unawarded after the selection of such alternates, that prize will not be awarded, unless Sponsor elects to award it, or as otherwise required by applicable law.

Limitation of Liability & Releases: To the fullest extent permitted by applicable law, by participating in this Promotion, entrants agree (and agree to confirm in writing): (a) that all causes of action arising out of or connected with this Promotion or any prize awarded shall be resolved individually, without resort to any form of class action; (b) to release, defend, indemnify, and hold harmless the Promotion Parties, and their respective successors and assigns, from and against any liability, loss, claim, or cause of action whatsoever related to entrant’s participation in this Promotion, including, without limitation, personal injury, death, or damage to or loss of property arising out of or related to: (i) participation in this Promotion, including any travel to, from, or attendance at any Promotion-related travel, event, or activity; (ii) the conduct, acts, or omissions of any winner, any guest/travel companion of a winner, or any other third party during any Promotion-related travel, event, or activity; (iii) the acceptance, possession, use, inability to use, or misuse of any prize awarded in this Promotion; or (iv) the creation, submission, or use of any photo, video, or entry; and (c) to waive all rights to claim punitive, indirect, incidental, and consequential damages, attorneys’ fees, court costs, or any damages other than actual out-of-pocket costs incurred to enter, and any and all rights to have damages multiplied or otherwise increased. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO APPLICABLE PORTIONS OF THE ABOVE MAY NOT APPLY TO YOU.

Media/Publicity Release: To the extent permitted by law, and without limiting any non-waivable rights, the following applies: By entering, accepting a prize, or participating in any Promotion-related activity, entrant, on behalf of themself and their heirs, executors, administrators, and assigns (the “Entrant Parties”), consents to being photographed, filmed, or recorded (“Recordings”) and acknowledges that Sponsor owns all Recordings made by or for Sponsor. Entrant grants the Promotion Parties and their affiliates, agents, licensees, successors, and assigns a worldwide, perpetual, royalty-free, transferable, sublicensable license to use, reproduce, distribute, display, publicly perform, publish, edit, adapt, modify, and create derivative works from Entrant’s name, image, photographs, videos, voice, likeness, statements, and biographical information, together with the entry, the Recordings, and any other content entrant creates, submits, or makes available in connection with the Promotion (collectively, “Materials”), for advertising, publicity, promotion, public relations, trade, and other commercial purposes, in any media now known or later developed, without additional compensation, notice, or permission. To the extent permitted by law, the Entrant Parties waive any right of inspection or approval and any claims based on rights of publicity or privacy, defamation, false light, or moral rights in the Materials; nothing here waives claims that cannot legally be waived, and the Entrant Parties release and discharge the Promotion Parties from any such claims arising from the permitted uses. The Promotion Parties have no obligation to use any Materials. This section is additive to, and does not limit, any assignment, license, waiver, or release elsewhere in these Official Rules. These consents, licenses, waivers, and releases are irrevocable to the extent permitted by law and bind the Entrant Parties.

Privacy: Sponsor is the data controller. SweepstakesPros acts solely as Promotion Administrator and data processor on behalf of Sponsor. The personal information collected through this Promotion is subject to Sponsor’s Privacy Policy located athttps://ascend.org/privacy-policy. In the event of any conflict between these Official Rules and this Privacy Policy, these Official Rules shall control. By entering this Promotion, each entrant agrees that the Sponsor, its agents and/or representatives (including the Promotion Administrator) may store, share and use the personal information he/she submitted with his/her entry for the purpose of administering the Promotion and agrees to the collection, use and disclosure of his/her personal information as described in these Official Rules, in the above Privacy Policy and as permitted by law.

Choice of Law & Jurisdiction: Subject to the qualification in the last two sentences of this section, all issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Promotion, shall be governed by, and construed in accordance with, the laws of the State of California, USA without giving effect to any choice of law or conflict of law rules (whether of the State of California or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of California, USA. By entering, entrants irrevocably consent to the exclusive jurisdiction of the federal and state courts located within the county of Santa Clara, California, USA for any action, suit or proceeding arising out of or relating to this Promotion.

Copyright: These Official Rules are copyrighted works protected under U.S. and international laws. No part may be reproduced, distributed, or transmitted in any form without prior written permission from the Promotion Administrator. © Pacific Digital Industries, Inc. d/b/a SweepstakesPros. All rights reserved.

Severability & Conflicts: The invalidity, unenforceability or illegality of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. If any provision is determined to be invalid, unenforceable, or illegal in a jurisdiction, then: (a) such illegality, invalidity, or unenforceability shall be modified to the minimum extent necessary to effect compliance in such jurisdiction; and (b) the illegality, invalidity or unenforceability of that provision, in whole or in part, will not affect: (i) the legality, validity or enforceability of the remaining provisions of these Official Rules, in whole or in part; nor (ii) the legality, validity or enforceability of that provision, in whole or in part, in any other jurisdiction. Promotion Parties’ failure to enforce any term of these Official Rules shall not constitute a waiver of that provision. In the event there is a discrepancy or inconsistency between disclosures or other statements contained in any Promotion-related materials or made by any representative of Sponsor or Promotion Administrator, and the terms and conditions of these Official Rules shall prevail, govern and control.

Winners’ List: To view the winners’ list for this Promotion, please visit https://www.ascendsweepstakes.com/winners. The winners’ list will be available for sixty (60) days after winner validation has been completed.

Third Party Rights: All trademarks used herein are the property of their respective owners. Manufacturers of the prize(s) offered in this Promotion do not sponsor or endorse this Promotion and are not affiliated with the Sponsor or Promotion Administrator in any way.

Sponsor: Ascend Federal Credit Union, Tullahoma, TN.

Promotion Administrator: The Promotion is administered and judged by SweepstakesPros, P.O. Box 3222, Saratoga, CA 95070.