We can help with your mortgage needs.
An advantage of having your mortgage with Ascend is service after closing. Except for our FHA and VA loans, we currently keep all our loans in-house. That means if you have a question about your loan payment, balance, escrow, etc., our local staff is here to answer your questions and assist you. Having your mortgage with Ascend is also a great way to increase your share of our member return!
Ascend makes it easier than ever to buy your first home. With our fixed and adjustable-rate first-time homebuyer mortgages, you can purchase a home with no down payment. In some cases, even finance part of the closing cost!
Ascend makes it easier than ever to buy a home. With our 30 Year Fixed or 5/5 ARM local heroes mortgage loans, you can purchase a home with as little as zero down payment. You qualify if you are currently employed as a teacher (K-12), firefighter, police officer, EMT, nurse (LPN, RN, NP, PA) or paramedic.
With adjustable-rate mortgage loans at Ascend, we can get you in the home you’ve always wanted—on terms acceptable to your life. With 15, 20 and 30-year mortgages, we can fix your rate for five, seven or 10 years to give you a stable monthly payment. Plus, peace of mind working with a local institution Middle Tennesseans have trusted for over 70 years.
Lower rates and payments during the fixed portion of the ARM than a fixed-rate mortgage tends to offer. And as with all Ascend loans, there is no penalty for pre-payment.
Lower payment used to qualify a buyer could result in the purchase of a larger home.
There are two ways to apply for an Ascend home loan:
