Frequently Asked Questions
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- Will accessing my credit score through SavvyMoney lower my credit score?
No. SavvyMoney credit score is a soft inquiry, which does not affect your credit score. Hard inquiries are used by lenders to make decisions about your creditworthiness when you apply for loans.
- What is SavvyMoney Credit Score Monitoring?
SavvyMoney is a credit score monitoring program offered by Ascend FCU that helps you stay on top of your credit. With this program, you'll have real-time access to your latest credit score and report.
SavvyMoney also monitors your credit report daily and informs you by email if there are any big changes detected such as a new account being opened, a change in address or employment, a delinquency has been reported or an inquiry has been made. Monitoring helps users keep an eye out for identity theft.