Important Notice

Fraudsters may spoof Ascend's phone number to make it appear that Ascend is calling. Never share personal or account information in response to an unexpected call, text, or email. If you receive a suspicious communication, do not respond. Instead, call 800-342-3086 to verify the communication. View more fraud prevention tips.

How fast can I be approved for an auto loan? Will funds be available same day?

Applications submitted in‑branch or by phone can be approved instantly if they meet our criteria and pass underwriting guidelines, allowing for same‑day funding. Online applications may take up to two business days while we review and verify the information submitted before finalizing the approval and funding.

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