Can I apply for a loan before I find a property to purchase?
Yes. If you begin your mortgage application now, we can issue a pre-qualification letter subject to you finding the perfect home. You can use the pre-qualification letter to assure real estate brokers and sellers that you are a qualified buyer. Having a pre-qualification for a mortgage may give more weight to any offer to purchase that you make. When you find the perfect home, you'll simply call your Mortgage Loan Originator to complete your application. You'll have an opportunity to lock in our great rates and fees, and we'll complete the processing of your request.