A Not-for-Profit Credit Union | Ascend Federal Credit Union

Young girl running through new house

Dream home, meet dream home loan.

Ascend debit card on table

Checking that earns 3.56% APY or cash back.

Man using his credit card online

Protect yourself from fraud, stay fraud aware.

Ascend mobile app on tablet

Becoming a member is easy.

Open An Account

Young adult driving a new car

Let's put you in the driver's seat with an auto loan.

	High-Yield	Rewards	Free
Earn 3.56% APY¹ on balances up to $15,000	✔
Cash back on qualifying debit card purchases²⁴		✔
Easily waive monthly fees in multiple ways	✔	✔
Telehealth Service, Phone Protection, and more	✔	✔
Overdraft protection included	✔	✔	✔

The right checking account is foundational to your financial well-being. Choose an Ascend checking account that best fits your lifestyle and financial goals.

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Additional Account Protection for Seniors

Our Advance Consent Agreement adds extra protection to keep seniors safe from financial abuse... Schedule an Appointment

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Keep Your Accounts Secure

Use fraud protection resources in Digital Banking, such as card controls, travel notices, and custom account alerts... Set Up Now

Certificates

Rates as high as

4.02%

APY¹

Checking

High-yield

3.56%

APY¹

Mortgage

5/5 ARM as low as

5.62%

APR

Auto Loan

60-Months as low as

5.49%

APR

View all of our current rates

Ascend amphitheater in Nashville

Our members get exclusive early access to events at Ascend Amphitheater.

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Ascend mobile app on phone or tablet

Secure digital banking with our mobile app.