ASCEND SWEEPSTAKES OFFICIAL RULES

NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.

The "2019 Youth Month Sweepstakes" (Sweepstakes) begins at 12:00 AM Central Daylight Time (CDT) on Monday, April 1, 2019 and ends at 11:59:59 PM CDT (Entry Deadline) on Tuesday, April 30, 2019 (Sweepstakes Period). By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.

WHO MAY ENTER: Entrants must be at least 18 years of age, have valid U.S. government issued identification and valid tax identification number. Entrants under the age of 18 must have his/her parent’s or legal guardian’s consent to enter. Ascend Federal Credit Union employees, officials, volunteers, Board members, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, step-children, step-siblings, and adoptive relationships. Business entities are not eligible to participate. Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.

HOW TO ENTER: There is NO PURCHASE NECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning. You will automatically receive one entry into the Sweepstakes when you open a new primary Ascend youth account at an Ascend branch OR make a deposit of at least $5 to an existing Ascend youth account during the Sweepstakes Period. Purchases must be processed by the Entry Deadline to qualify. The account must be in good standing at the time incentive is processed to be eligible for prize. Members who have closed their account(s) within the previous 12 months are not eligible for this offer. Maximum number of entries allowed during the Sweepstakes Period via this method of entry is one (1).

Alternative Method of Entry (AMOE): Complete and submit a registration form in any Ascend branch during the Sweepstakes Period. Registrations forms must be complete and accurate to qualify. Maximum number of entries allowed during the Sweepstakes Period via AMOE is one (1) per person. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All registration form entries must be received by the Entry Deadline to qualify.

Prize/Approximate Retail Value (AVR): The ARV of the Prize is $500. One (1) winner will be chosen in a random drawing on or by Tuesday, May 7, 2019 and contacted by phone and/or email. Odds of winning are based upon the number of entries. If the prize remains unclaimed after 12:00 PM CDT on Tuesday, May 14, 2019 or the winner does not meet eligibility qualifications, a second random drawing will be held. The Prize will be direct deposited to the Winner’s account or, for non-members, scheduled to be picked up, within 30 days of drawing, at the Ascend Federal Credit Union Administration Building at 520 Airpark Drive, Tullahoma, Tennessee 37388. No transfer, substitution or cash equivalent permitted by winner. Sponsor reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value. Winner is responsible for all costs and expenses not specifically stated as being included herein including, but not limited to, taxes and all personal costs and expenses. Sponsor makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used, or is otherwise declined.

Prize Drawing. The winners will be selected on Tuesday, May 7, 2019 at approximately 12:00 PM CDT by random drawing from all eligible entries received during the Sweepstakes Period. The prizes shall be provided to the winners within 45 days of the drawing.

The calculation of the odds of winning is dependent upon the number of eligible entries received.

Notification of Winner. The Winner will be announced on social media. The Winner will be notified by phone and/or by email within 5 business days of the Prize Drawing. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner within 3 days from the first notification attempt, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited and an alternate potential winner may be selected from among all remaining eligible entries.

Publicity Entrants also acknowledge that his/her name and likeness may be available for public viewing through Ascend’s website and all other available media. By submitting an entry, winner grants to Sponsor, its agents and others working on their behalf the right to publish the winner's name and likeness in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.


Conditions of Participation and Limitations of Liability. Entrants agree to be bound by these rules and all decisions of the Sponsor, whose decisions will be final. If, for any reason, the fairness or integrity of the Sweepstakes becomes compromised, Sponsor reserves the right to terminate or modify the Sweepstakes, and to disqualify any individual who tampers with the entry process or the administration of the sweepstakes. Each entrant agrees to release, discharge, indemnify, and hold harmless the Sponsor and its parent companies, affiliates, directors, officers, employees, and agents, from any claims due to any injuries, damages, or losses to any person (including death) or property, resulting in whole or in part from acceptance or use of the Prize, or participation in the Sweepstakes. Sponsor and its parents, subsidiaries and affiliated companies, advertising, promotion or production agencies and all of their respective officers, directors, representatives, agents and employees are not responsible for lost, late, delayed, inaccurate, incomplete, or misdirected entries, or for electronic, network or computer failures or malfunctions, lost or unavailable network connections, or failed, incomplete, garbled or delayed computer transmissions that may limit an entrant’s ability to participate in this Sweepstakes, or for other hardware, software or technical errors of any kind, including, without limitation, errors or difficulties which may occur in connection with the administration of the Sweepstakes, the processing of entries, or with respect to any Sweepstakes-related materials. Sponsor is not responsible for lost, stolen or misdirected shipments. Entrants waive any right to claim ambiguity with regard to the mechanics of the Sweepstakes or the interpretation of the Official Rules. Sponsor is not responsible for incorrect information caused by printing, technical, or human errors which may occur during the Sweepstakes. Sponsor assumes no responsibility for errors, omissions, interruptions, deletions, defects, delays, or the theft, loss, or destruction of entries. If, for any reason, the Sweepstakes is not capable of being conducted as planned because of tampering, intervention, fraud, technical failures, or any other reason (each an “Intervening Cause”), which affects the security, fairness, or proper execution of the Sweepstakes, Sponsor reserves the right to modify or cancel the Sweepstakes if prior to the end of the Sweepstakes Period, or otherwise award the Prize through a drawing from all eligible entries received which, in Sponsor’s opinion, were not affected by the Intervening Cause. All claims, judgments and awards shall be limited to actual out-of-pocket costs incurred but in no event attorney fees. Entrants waive any claim for punitive, incidental or consequential damages. With regard to the Prize awarded, Sponsor makes no express or implied warranty of merchantability or fitness for a particular purpose. Personal information provided to participate in the Sweepstakes is subject to Sponsor’s Privacy Policy found at Ascendfcu.org and these Official Rules. Void where prohibited.

Disputes. All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.

Rules Request. A copy of these Official Rules may be obtained at Ascend Federal Credit Union’s Administration Building, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388 or any Ascend branch, or by sending a request via email to marketing@ascendfcu.org prior to the Entry Deadline.

Winner’s List. For the names and addresses (city and state only) of the Winners, send a self-addressed stamped envelope postmarked by June, 28, 2019 to Ascend Federal Credit Union, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.

Sponsor. The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.