2019 Rebuild Education Sweepstakes
ASCEND SWEEPSTAKES OFFICIAL RULES
NO PURCHASE IS NECESSARY TO ENTER OR WIN. PURCHASING PRODUCTS OR SERVICES FROM ASCEND FEDERAL CREDIT UNION WILL NOT IMPROVE YOUR CHANCES OF WINNING. EACH ENTRY HAS AN EQUAL CHANCE OF WINNING.
The "2019 Rebuild Education Sweepstakes" (Sweepstakes) begins at 12:00 AM Central Daylight Time (CDT) on July 1, 2019 and ends at 11:59:59 PM CDT (Entry Deadline) on August 9, 2019 (Sweepstakes Period). By entering this Sweepstakes, entrants accept and agree to be bound by these Official Rules. Sweepstakes void where prohibited by law.
WHO MAY ENTER: Entrants must be at least 18 years of age, have valid U.S. government issued identification and valid tax identification number. Ascend Federal Credit Union employees, officials, and members of their immediate families and household members of each (whether related or not) are not eligible to participate in the Sweepstakes. Immediate family is defined as spouse, child, sibling, parent, grandparent, grandchild, stepparents, step-children, step-siblings, and adoptive relationships. Business entities are not eligible to participate. Sweepstakes is void in Puerto Rico, U.S. territories and possessions outside of the United States, and where restricted or prohibited by law. All federal, state and local laws and regulations apply.
HOW TO ENTER: There is NO PURCHASE NECESSARY to participate in the Sweepstakes. A purchase does not increase your chances of winning. You will automatically receive one entry into the Sweepstakes when you register for an account in the Ascend financial education center and complete the “Financial Basics” playlist during the Sweepstakes Period. Playlist completions must be processed by the Entry Deadline to qualify. Maximum number of entries allowed during the Sweepstakes Period via this method of entry is one (1).
ALTERNATIVE METHOD OF ENTRY (AMOE): Complete and submit a registration form in any Ascend branch during the Sweepstakes Period. Registrations forms must be complete and accurate to qualify. Maximum number of entries allowed during the Sweepstakes Period via AMOE is one (1) per person. Ascend will not verify receipt of entries for entrants. All entries submitted become the sole property of Ascend and will not be returned. Sponsor is not responsible for lost, late, misdirected, illegible, or damaged AMOE entries. All registration form entries must be received by the Entry Deadline to qualify.
Prize/Approximate Retail Value (ARV): One (1) Grand Prize of one (1) $750 Ascend certificate account. Grand Prize Winner can choose between a term of 6 months or 12 months. The ARV of the Grand Prize is $750. Certificate rates are normally established each Wednesday. Fees and other conditions may reduce earnings on the account. A penalty may be imposed for early withdrawal. For complete details regarding the nature of these accounts, view Ascend’s account disclosures here: https://ascend.org/share-certificate-account-disclosure.
Ten (10) First Prizes of one (1) Dave Ramsey’s book The Total Money Makeover: A Proven Plan for Financial Fitness. The ARV of the First Prize is $14.99.
Eleven (11) winners will be chosen in a random drawing on or by August 16, 2019 and contacted by phone and/or email. Odds of winning are based upon the number of entries. If the prize remains unclaimed after three business days or the winner does not meet eligibility qualifications, a second random drawing will be held. The Grand Prize will be automatically credited to the Winner’s account or, for non-members, scheduled to be picked up, within 30 days of drawing, at the Ascend Federal Credit Union Administration Building at 520 Airpark Drive, Tullahoma, Tennessee 37388. The First Prizes will be shipped to the Winners’ address. No transfer, substitution or cash equivalent permitted by Winners. Sponsor reserves the right, in its sole discretion, to substitute the Prize with one of comparable or greater value. Winner is responsible for all costs and expenses not specifically stated as being included herein including, but not limited to, taxes and all personal costs and expenses. Sponsor makes no warranties with regard to the prize package. In the event of any difference between the stated ARV and the actual cost of the Prize, no refund or payment for any difference will be provided. No refund or value will be provided if a Prize is not or cannot be used, or is otherwise declined.
Prize Drawing. The winners will be selected on or by August 16, 2019 at approximately 1:00 PM CDT by random drawing from all eligible entries received during the Sweepstakes Period. The prizes shall be provided to the winners within forty-five (45) days of the drawing.
The calculation of the odds of winning is dependent upon the number of eligible entries received.
Notification of Winner. The Winners may be announced on social media. The Winners will be notified by phone and/or by e-mail within five (5) business days of the Prize Drawing. If Sponsor is unable to receive personal confirmation from a Winner of being selected as a Winner within three (3) days from the first notification attempt, or if a Winner (i) is found to be ineligible, or (ii) fails to comply with the Official Rules, the Prize will be forfeited and an alternate potential winner may be selected from among all remaining eligible entries.
Publicity Entrants also acknowledge that his/her name and likeness may be available for public viewing through Ascend’s website and all other media. By submitting an entry, winner grants to Sponsor, its agents and others working on their behalf the right to publish the winner's name and likeness in Ascend’s advertising in any media, without additional compensation, unless otherwise prohibited by law.
Disputes. All disputes arising under these Official Rules, or the rights and obligations related to the Sweepstakes, shall be governed by, and construed in accordance with, the laws of Tennessee, without giving effect to any choice of law or conflict of law rules, and the federal courts or state courts located within Coffee County, Tennessee, shall have exclusive jurisdiction over the matters herein.
Rules Request. A copy of these Official Rules may be obtained at Ascend Federal Credit Union’s Administration Building, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388 or any other Ascend branch, or by sending a request via email to firstname.lastname@example.org prior to the Entry Deadline.
Winner’s List. For the names and addresses (city and state only) of the Winners, send a self-addressed stamped envelope postmarked by September 30, 2019 to Ascend Federal Credit Union, Marketing Dept., 520 Airpark Drive, Tullahoma, Tennessee 37388.
Sponsor. The sole sponsor of this promotion is Ascend Federal Credit Union, 520 Airpark Drive, Tullahoma, Tennessee 37388.